Side-by-side · Q2 2026 data
Your Legacy Federal Credit Union vs Christian Family Credit Union
Metric by metric
| Measure | Your Legacy Federal Credit Union | Christian Family Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 52 | 85 (stronger) |
| Loan quality | 65 | 87 (stronger) |
| Earnings | 43 (stronger) | 33 |
| Funding & liquidity | 98 | 99 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 28th | 62nd |
| Total assets | $79.1M | $93.2M |
| Deposits / shares | $72.4M | $82.4M |
| Capital ratio | 10.21% | 13.47% (stronger) |
| Problem loans | 1.06% | 0.38% (stronger) |
| Net charge-offs | 1.89% | -0.13% (stronger) |
| Return on assets | 0.58% (stronger) | 0.33% |
| Loans ÷ deposits | 62.0% | 44.6% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 16.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christian Family Credit Union has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Your Legacy Federal Credit Union leads on 2 and Christian Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.