Side-by-side · Q2 2026 data
Your Legacy Federal Credit Union vs Community First Credit Union
Metric by metric
| Measure | Your Legacy Federal Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 52 | 90 (stronger) |
| Loan quality | 65 (stronger) | 44 |
| Earnings | 43 | 78 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 28th | 57th |
| Total assets | $79.1M | $99.8M |
| Deposits / shares | $72.4M | $85.1M |
| Capital ratio | 10.21% | 13.96% (stronger) |
| Problem loans | 1.06% (stronger) | 1.69% |
| Net charge-offs | 1.89% | -0.24% (stronger) |
| Return on assets | 0.58% | 1.45% (stronger) |
| Loans ÷ deposits | 62.0% | 55.9% (stronger) |
| Uninsured deposits | 5.0% | 2.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Your Legacy Federal Credit Union leads on 1 and Community First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.