Side-by-side · Q2 2026 data
Your Legacy Federal Credit Union vs Eaton Family Credit Union
Metric by metric
| Measure | Your Legacy Federal Credit Union | Eaton Family Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 39 |
| Capital cushion | 52 | 56 (stronger) |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 43 (stronger) | 22 |
| Funding & liquidity | 98 (stronger) | 81 |
| Problem-loan coverage | 88 (stronger) | 56 |
| Peer percentile | 28th | 3rd |
| Total assets | $79.1M | $77.6M |
| Deposits / shares | $72.4M | $70.3M |
| Capital ratio | 10.21% | 10.62% (stronger) |
| Problem loans | 1.06% (stronger) | 3.04% |
| Net charge-offs | 1.89% | 0.47% (stronger) |
| Return on assets | 0.58% (stronger) | 0.05% |
| Loans ÷ deposits | 62.0% (stronger) | 79.7% |
| Uninsured deposits | 5.0% | 4.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Your Legacy Federal Credit Union has the higher TellerScore (64 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Your Legacy Federal Credit Union leads on 4 and Eaton Family Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.