Side-by-side · Q2 2026 data
Your Legacy Federal Credit Union vs L C E Federal Credit Union
Metric by metric
| Measure | Your Legacy Federal Credit Union | L C E Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 52 | 53 (stronger) |
| Loan quality | 65 | 82 (stronger) |
| Earnings | 43 | 59 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 28th | 47th |
| Total assets | $79.1M | $74.3M |
| Deposits / shares | $72.4M | $67.9M |
| Capital ratio | 10.21% | 10.34% (stronger) |
| Problem loans | 1.06% | 0.54% (stronger) |
| Net charge-offs | 1.89% | 0.09% (stronger) |
| Return on assets | 0.58% | 0.97% (stronger) |
| Loans ÷ deposits | 62.0% | 50.3% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 5.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
L C E Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Your Legacy Federal Credit Union leads on 1 and L C E Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.