Side-by-side · Q2 2026 data
Zellco Federal Credit Union vs Baton Rouge Fire Department Federal Credit Union
Credit union
Zellco Federal Credit Union
Bogalusa, Louisiana · Under $100 million in assets
Credit union
Baton Rouge Fire Department Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Zellco Federal Credit Union | Baton Rouge Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 89 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 69 | 83 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 87th | 92nd |
| Total assets | $94.5M | $82.1M |
| Deposits / shares | $64.9M | $65.2M |
| Capital ratio | 31.85% (stronger) | 22.01% |
| Problem loans | 0.73% | 0.52% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.27% |
| Return on assets | 2.15% (stronger) | 1.85% |
| Loans ÷ deposits | 91.4% | 77.5% (stronger) |
| Uninsured deposits | 3.7% (stronger) | 3.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baton Rouge Fire Department Federal Credit Union has the higher TellerScore (92 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Zellco Federal Credit Union leads on 4 and Baton Rouge Fire Department Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.