TellerScore

Baton Rouge Fire Department Federal Credit Union (NCUA charter #1257) is based in Baton Rouge, Louisiana. Its Q2 2026 call report shows $82.1M in total assets and $65.2M in member shares and deposits and 1 office.

Baton Rouge Fire Department Federal Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 7th. Capital cushion contributes the most (100/100, 22.01%); funding & liquidity contributes the least (83/100, 78% loans-to-deposits, 4% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.01%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings94/100
Return on assets (annualized): 1.85%
Funding & liquidity83/100
Loans ÷ shares: 77.5% · 3.7% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (86 → 92), mostly because the earnings component improved by 15 points.

TellerScore
828792Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202483
Q4 202482
Q1 202586
Q2 202586
Q3 202589
Q4 202589
Q1 202686
Q2 202692
Net worth ratio
7.00%14.51%22.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.03%
Q3 202421.37%
Q4 202421.77%
Q1 202521.55%
Q2 202521.82%
Q3 202521.69%
Q4 202521.74%
Q1 202621.76%
Q2 202622.01%
Delinquent loans (60+ days)
0.52%0.75%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.73%
Q4 20240.96%
Q1 20250.86%
Q2 20250.69%
Q3 20250.61%
Q4 20250.67%
Q1 20260.99%
Q2 20260.52%
Return on assets
1.33%1.59%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.33%
Q3 20241.38%
Q4 20241.51%
Q1 20251.78%
Q2 20251.46%
Q3 20251.80%
Q4 20251.81%
Q1 20261.74%
Q2 20261.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$82.1M22.01%0.52%1.85%77.5%
Q1 202686$81.2M21.76%0.99%1.74%79.2%
Q4 202589$79.7M21.74%0.67%1.81%82.1%
Q3 202589$78.1M21.69%0.61%1.80%84.4%
Q2 202586$75.8M21.82%0.69%1.46%86.6%
Q1 202586$75.2M21.55%0.86%1.78%89.9%
Q4 202482$72.9M21.77%0.96%1.51%94.9%
Q3 202483$72.6M21.37%0.73%1.38%96.7%
Q2 202482$72.6M21.03%0.73%1.33%97.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.01%
83rd
Problem loans0.52%
58th
Net charge-offs0.27%
41st
Return on assets1.85%
92nd
Loans to deposits77.5%
22nd
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio1.6%
58th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Professional Fire Fighters Credit UnionCredit union Shreveport, LA81 out of 100, Strong$72.6M19.3%1.49%vs
Maple Federal Credit UnionCredit union Lafayette, LA78 out of 100, Strong$71.6M15.4%0.95%vs
Wesla Federal Credit UnionCredit union Shreveport, LA81 out of 100, Strong$93.0M14.9%1.02%vs
Formation Federal Credit UnionCredit union Baton Rouge, LA76 out of 100, Strong$93.0M14.1%0.88%vs
Zellco Federal Credit UnionCredit union Bogalusa, LA89 out of 100, Very strong$94.5M31.9%0.73%vs

Deposit insurance

Is my money safe at Baton Rouge Fire Department Federal Credit Union?

Yes. Baton Rouge Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #1257). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Baton Rouge Fire Department Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Baton Rouge Fire Department Federal Credit Union
Type
Federal credit union
NCUA charter #
1257
RSSD ID
653974
Primary regulator
NCUA
Established
1936
Headquarters
PO Box 40118, Baton Rouge, LA 70835
Employees
13

Quick answers

Baton Rouge Fire Department Federal Credit Union: common questions

Is Baton Rouge Fire Department Federal Credit Union NCUA insured?

Yes. Baton Rouge Fire Department Federal Credit Union is a federally insured credit union (NCUA charter #1257). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Baton Rouge Fire Department Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Baton Rouge Fire Department Federal Credit Union have?

1 office as of the latest NCUA data.