Side-by-side · Q2 2026 data
Zia Credit Union vs Rio Grande Credit Union
Metric by metric
| Measure | Zia Credit Union | Rio Grande Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 84 (stronger) | 71 |
| Earnings | 38 | 39 (stronger) |
| Funding & liquidity | 71 | 89 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 31st | 21st |
| Total assets | $308.1M | $666.0M |
| Deposits / shares | $246.7M | $606.0M |
| Capital ratio | 10.35% (stronger) | 9.06% |
| Problem loans | 0.48% (stronger) | 0.86% |
| Net charge-offs | 0.35% (stronger) | 1.33% |
| Return on assets | 0.45% | 0.48% (stronger) |
| Loans ÷ deposits | 89.1% | 71.1% (stronger) |
| Uninsured deposits | 5.1% | 5.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Zia Credit Union has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Zia Credit Union leads on 4 and Rio Grande Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.