Side-by-side · Q2 2026 data
Ziegler Federal Credit Union vs First Pace Credit Union
Credit union
Ziegler Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Ziegler Federal Credit Union | First Pace Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 64 | 92 (stronger) |
| Earnings | 88 (stronger) | 0 |
| Funding & liquidity | 91 (stronger) | 84 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 83rd | 52nd |
| Total assets | $4.3M | $8.7M |
| Deposits / shares | $3.2M | $7.0M |
| Capital ratio | 26.88% (stronger) | 18.92% |
| Problem loans | 1.09% | 0.25% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.16% |
| Return on assets | 1.71% (stronger) | -0.84% |
| Loans ÷ deposits | 69.0% (stronger) | 76.6% |
| Uninsured deposits | 0.0% (stronger) | 2.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ziegler Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ziegler Federal Credit Union leads on 6 and First Pace Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.