Side-by-side · Q2 2026 data
Ziegler Federal Credit Union vs Nsp Credit Union
Credit union
Ziegler Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Ziegler Federal Credit Union | Nsp Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 64 (stronger) | 59 |
| Earnings | 88 (stronger) | 0 |
| Funding & liquidity | 91 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 83rd | 34th |
| Total assets | $4.3M | $35.1M |
| Deposits / shares | $3.2M | $27.1M |
| Capital ratio | 26.88% (stronger) | 20.93% |
| Problem loans | 1.09% (stronger) | 1.22% |
| Net charge-offs | 0.10% (stronger) | 0.58% |
| Return on assets | 1.71% (stronger) | -0.56% |
| Loans ÷ deposits | 69.0% (stronger) | 76.1% |
| Uninsured deposits | 0.0% (stronger) | 1.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ziegler Federal Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ziegler Federal Credit Union leads on 7 and Nsp Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.