Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Idaho Central Credit Union
Metric by metric
| Measure | Zions Bancorporation, N.A. | Idaho Central Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 44 (stronger) | 33 |
| Loan quality | 84 | 85 (stronger) |
| Earnings | 82 (stronger) | 66 |
| Funding & liquidity | 45 | 57 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 63rd | 42nd |
| Total assets | $89.0B | $15.5B |
| Deposits / shares | $76.6B | $13.6B |
| Capital ratio | 9.43% (stronger) | 8.33% |
| Problem loans | 0.47% | 0.46% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.34% |
| Return on assets | 1.55% (stronger) | 1.15% |
| Loans ÷ deposits | 80.8% (stronger) | 101.4% |
| Uninsured deposits | 46.2% | 16.7% (stronger) |
| Offices | 407 | 22 |
| CFPB complaints (3 yrs) | 363 | 93 |
| Complaints per $1B deposits | 4.7 (stronger) | 6.9 |
| Mortgage denial rate (HMDA) | 30.7% | 17.8% |
Zions Bancorporation, N.A. has the higher TellerScore (67 vs 62). On the 8 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 6 and Idaho Central Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.