Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Potlatch No. 1 Financial Credit Union
Metric by metric
| Measure | Zions Bancorporation, N.A. | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 44 (stronger) | 39 |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 82 (stronger) | 50 |
| Funding & liquidity | 45 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 63rd | 30th |
| Total assets | $89.0B | $2.2B |
| Deposits / shares | $76.6B | $1.8B |
| Capital ratio | 9.43% (stronger) | 8.87% |
| Problem loans | 0.47% | 0.40% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.50% |
| Return on assets | 1.55% (stronger) | 0.76% |
| Loans ÷ deposits | 80.8% (stronger) | 95.6% |
| Uninsured deposits | 46.2% | 10.0% (stronger) |
| Offices | 407 | 28 |
| CFPB complaints (3 yrs) | 363 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 30.7% | 13.4% |
Zions Bancorporation, N.A. has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 5 and Potlatch No. 1 Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.