TellerScore

Ang Federal Credit Union (NCUA charter #11975) is based in Birmingham, Alabama. Its Q2 2026 call report shows $24.4M in total assets and $21.8M in member shares and deposits and 2 offices.

Ang Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 48th. Funding & liquidity contributes the most (100/100, 46% loans-to-deposits, 3% uninsured); capital cushion contributes the least (51/100, 10.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Net worth ratio: 10.13%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings62/100
Return on assets (annualized): 1.06%
Funding & liquidity100/100
Loans ÷ shares: 45.8% · 2.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 74).

TellerScore
566675Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202467
Q3 202468
Q4 202470
Q1 202567
Q2 202574
Q3 202575
Q4 202574
Q1 202656
Q2 202674
Net worth ratio
7.00%8.57%10.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.33%
Q3 20248.67%
Q4 20248.43%
Q1 20258.76%
Q2 20259.41%
Q3 20259.68%
Q4 20259.35%
Q1 20269.83%
Q2 202610.13%
Delinquent loans (60+ days)
0.00%0.95%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.39%
Q4 20240.00%
Q1 20250.30%
Q2 20250.25%
Q3 20250.08%
Q4 20250.10%
Q1 20261.91%
Q2 20260.40%
Return on assets
0.59%0.84%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.80%
Q3 20240.85%
Q4 20240.78%
Q1 20250.59%
Q2 20251.10%
Q3 20251.01%
Q4 20250.95%
Q1 20260.62%
Q2 20261.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$24.4M10.13%0.40%1.06%45.8%
Q1 202656$24.2M9.83%1.91%0.62%46.3%
Q4 202574$25.0M9.35%0.10%0.95%47.9%
Q3 202575$23.7M9.68%0.08%1.01%48.0%
Q2 202574$23.9M9.41%0.25%1.10%50.4%
Q1 202567$24.5M8.76%0.30%0.59%48.2%
Q4 202470$25.1M8.43%0.00%0.78%49.5%
Q3 202468$24.1M8.67%0.39%0.85%51.8%
Q2 202467$24.4M8.33%0.38%0.80%53.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.13%
17th
Problem loans0.40%
63rd
Net charge-offs1.51%
8th
Return on assets1.06%
70th
Loans to deposits45.8%
70th
Uninsured deposits2.6%
40th
Loan-loss reserves0.00%
37th
Texas ratio1.6%
57th

Similar-size credit unions in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Chattahoochee Federal Credit UnionCredit union Valley, AL87 out of 100, Very strong$23.4M15.0%0.51%vs
Covington Schools Federal Credit UnionCredit union Andalusia, AL54 out of 100, Below average$22.4M31.6%6.12%vs
City Credit UnionCredit union Tuscaloosa, AL86 out of 100, Very strong$21.3M24.0%0.79%vs
Health Credit UnionCredit union Birmingham, AL65 out of 100, Moderate$27.6M22.3%1.72%vs
Railway Employees Credit UnionCredit union Muscle Shoals, AL82 out of 100, Strong$21.1M22.0%0.97%vs
East Alabama Community Federal Credit UnionCredit union Opelika, AL84 out of 100, Strong$20.8M14.2%0.00%vs

Deposit insurance

Is my money safe at Ang Federal Credit Union?

Yes. Ang Federal Credit Union is a federally insured credit union (NCUA charter #11975). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($555K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.13%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Ang Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ang Federal Credit Union
Type
Federal credit union
NCUA charter #
11975
RSSD ID
267081
Primary regulator
NCUA
Established
1957
Headquarters
PO Box 170204, Birmingham, AL 35217
Employees
5

Quick answers

Ang Federal Credit Union: common questions

Is Ang Federal Credit Union NCUA insured?

Yes. Ang Federal Credit Union is a federally insured credit union (NCUA charter #11975). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ang Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ang Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Birmingham

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
Alabama Postal Credit UnionCredit union Birmingham, AL96 out of 100, Very strong$6.4M44.5%0.28%vs
Rocket City Federal Credit UnionCredit union Huntsville, AL94 out of 100, Very strong$69.1M17.3%0.17%vs
Acipco Federal Credit UnionCredit union Birmingham, AL94 out of 100, Very strong$221.5M14.4%0.21%vs
Coosa Pines Federal Credit UnionCredit union Childersburg, AL88 out of 100, Very strong$420.8M16.2%0.87%vs
Railroad Credit UnionCredit union Irondale, AL87 out of 100, Very strong$100.6M14.4%0.07%vs