TellerScore

Mazuma Credit Union (NCUA charter #64084) is based in Overland Park, Kansas. Its Q2 2026 call report shows $1.1B in total assets and $883.9M in member shares and deposits and 10 offices across 2 states.

Based on its Q2 2026 filing, Mazuma Credit Union scores 61/100, which we describe as moderate. That is higher than only 27% of 454 credit unions with $1 billion – $10 billion. Among 62 credit unions headquartered in Kansas, it ranks 46th. Its strongest component is problem-loan coverage (81/100; 9.7%), and its lowest is loan quality (54/100; 1.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.64%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.38%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity70/100
Loans ÷ shares: 90.2% · 3.8% uninsured
Problem-loan coverage81/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.67%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (53 → 61), mostly because the earnings component improved by 24 points.

TellerScore
485561Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202453
Q3 202454
Q4 202450
Q1 202548
Q2 202553
Q3 202556
Q4 202552
Q1 202658
Q2 202661
Net worth ratio
7.00%8.94%10.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.18%
Q3 202410.88%
Q4 202410.71%
Q1 202510.20%
Q2 202510.58%
Q3 202510.70%
Q4 202510.53%
Q1 202610.38%
Q2 202610.64%
Delinquent loans (60+ days)
1.37%1.65%1.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.53%
Q3 20241.82%
Q4 20241.94%
Q1 20251.83%
Q2 20251.75%
Q3 20251.56%
Q4 20251.83%
Q1 20261.37%
Q2 20261.38%
Return on assets
-0.04%0.49%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.26%
Q3 20240.51%
Q4 20240.27%
Q1 2025-0.04%
Q2 20250.42%
Q3 20250.64%
Q4 20250.56%
Q1 20260.65%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$1.1B10.64%1.38%1.03%90.2%
Q1 202658$1.1B10.38%1.37%0.65%89.6%
Q4 202552$1.0B10.53%1.83%0.56%90.7%
Q3 202556$1.0B10.70%1.56%0.64%91.4%
Q2 202553$1.0B10.58%1.75%0.42%90.2%
Q1 202548$1.0B10.20%1.83%-0.04%84.7%
Q4 202450$984.7M10.71%1.94%0.27%90.3%
Q3 202454$989.2M10.88%1.82%0.51%90.7%
Q2 202453$1.0B10.18%1.53%0.26%89.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.64%
44th
Problem loans1.38%
13th
Net charge-offs1.04%
12th
Return on assets1.03%
69th
Loans to deposits90.2%
43rd
Uninsured deposits3.8%
94th
Loan-loss reserves0.00%
50th
Texas ratio9.7%
16th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Golden Plains Credit UnionCredit union Garden City, KS70 out of 100, Strong$1.0B13.2%1.06%vs
Credit Union of AmericaCredit union Wichita, KS75 out of 100, Strong$1.9B12.7%0.64%vs
Communityamerica Federal Credit UnionCredit union Lenexa, KS49 out of 100, Below average$9.0B9.9%2.68%vs

Deposit insurance

Is my money safe at Mazuma Credit Union?

Yes. Mazuma Credit Union is a federally insured credit union (NCUA charter #64084). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.8% of shares and deposits ($33.7M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Mazuma Credit Union lists 10 offices in 6 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Mazuma Credit Union reported 708 home-loan applications under HMDA (LEI 549300JDDZ5OVOP5E294): 410 originated ($65,550,000 total), 159 denied, and 139 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Mazuma Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64084
RSSD ID
371791
Primary regulator
State + NCUA
Established
1948
Headquarters
7260 W 135th St, Overland Park, KS 66223
Employees
266

Quick answers

Mazuma Credit Union: common questions

Is Mazuma Credit Union NCUA insured?

Yes. Mazuma Credit Union is a federally insured credit union (NCUA charter #64084). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mazuma Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mazuma Credit Union have?

10 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Overland Park

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs