TellerScore

Meriden Postal Employees Federal Credit Union is a federal credit union headquartered in Meriden, Connecticut, in business for about 91 years. At the end of Q2 2026 it reported $343K in total assets and $271K in member shares and deposits, with 2 offices.

Meriden Postal Employees Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 12% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 58th. Capital cushion contributes the most (100/100, 20.95%); earnings contributes the least (0/100, -3.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.95%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 27.72%
Earnings0/100
Return on assets (annualized): -3.69%
Funding & liquidity100/100
Loans ÷ shares: 10.0% · 0.0% uninsured
Problem-loan coverage82/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 27 points (80 → 53), mostly because the loan quality component weakened by 100 points.

TellerScore
537087Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202485
Q4 202487
Q1 202578
Q2 202580
Q3 202554
Q4 202553
Q1 202653
Q2 202653
Net worth ratio
7.00%14.88%22.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.94%
Q3 202422.77%
Q4 202422.08%
Q1 202521.93%
Q2 202521.59%
Q3 202520.89%
Q4 202522.40%
Q1 202621.35%
Q2 202620.95%
Delinquent loans (60+ days)
0.00%13.86%27.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.31%
Q2 20250.00%
Q3 20257.00%
Q4 202523.73%
Q1 202625.08%
Q2 202627.72%
Return on assets
-3.82%-1.71%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.12%
Q3 20240.15%
Q4 20240.40%
Q1 2025-2.09%
Q2 2025-1.77%
Q3 2025-3.03%
Q4 2025-2.92%
Q1 2026-3.82%
Q2 2026-3.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$343K20.95%27.72%-3.69%10.0%
Q1 202653$350K21.35%25.08%-3.82%10.9%
Q4 202553$349K22.40%23.73%-2.92%12.5%
Q3 202554$381K20.89%7.00%-3.03%13.0%
Q2 202580$393K21.59%0.00%-1.77%14.2%
Q1 202578$393K21.93%0.31%-2.09%14.5%
Q4 202487$393K22.08%0.00%0.40%14.9%
Q3 202485$387K22.77%0.00%0.15%14.8%
Q2 202483$420K20.94%0.00%-0.12%11.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.95%
80th
Problem loans27.72%
0th
Net charge-offs0.00%
77th
Return on assets-3.69%
2nd
Loans to deposits10.0%
98th
Uninsured deposits0.0%
81st
Loan-loss reserves36.93%
100th
Texas ratio9.2%
15th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
First Baptist Church (Stratford) Federal Credit UnionCredit union Stratford, CT69 out of 100, Moderate$321K8.5%0.00%vs
East End Baptist Tabernacle Federal Credit UnionCredit union Bridgeport, CT82 out of 100, Strong$140K14.8%0.00%vs
Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT80 out of 100, Strong$605K22.2%0.00%vs
Trumbull Credit UnionCredit union Trumbull, CT77 out of 100, Strong$3.1M13.7%0.51%vs
Bridgeport Post Office Federal Credit UnionCredit union Bridgeport, CT55 out of 100, Moderate$3.4M29.9%3.21%vs
Science Park Federal Credit UnionCredit union New Haven, CT54 out of 100, Below average$3.7M20.7%3.08%vs

Deposit insurance

Is my money safe at Meriden Postal Employees Federal Credit Union?

Yes. Meriden Postal Employees Federal Credit Union is a federally insured credit union (NCUA charter #153). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Meriden Postal Employees Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Meriden Postal Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
153
RSSD ID
11172
Primary regulator
NCUA
Established
1935
Headquarters
Meriden Postal Emplyees FCU, 190 Ce, Meriden, CT 06450
Employees
1

Quick answers

Meriden Postal Employees Federal Credit Union: common questions

Is Meriden Postal Employees Federal Credit Union NCUA insured?

Yes. Meriden Postal Employees Federal Credit Union is a federally insured credit union (NCUA charter #153). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Meriden Postal Employees Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Meriden Postal Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Meriden

InstitutionScoreAssetsCapitalProblem loansCompare
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs