TellerScore

Headquartered in New Orleans, Louisiana, Sewerage & Water Board Employees Federal Credit Union is a federal credit union with $8.5M in total assets and $7.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.

Sewerage & Water Board Employees Federal Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 110th. Funding & liquidity contributes the most (100/100, 35% loans-to-deposits, 0% uninsured); earnings contributes the least (24/100, 0.11%).

TellerScore · Q2 2026

Scorecard

Capital cushion27/100
Net worth ratio: 7.72%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.81%
Earnings24/100
Return on assets (annualized): 0.11%
Funding & liquidity100/100
Loans ÷ shares: 35.1% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (60 → 55), mostly because the earnings component weakened by 22 points.

TellerScore
465360Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202447
Q4 202458
Q1 202549
Q2 202560
Q3 202549
Q4 202546
Q1 202647
Q2 202655
Net worth ratio
6.86%7.40%7.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20246.86%
Q3 20246.90%
Q4 20247.69%
Q1 20257.20%
Q2 20257.49%
Q3 20257.63%
Q4 20257.93%
Q1 20267.75%
Q2 20267.72%
Delinquent loans (60+ days)
0.74%1.53%2.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.32%
Q3 20241.64%
Q4 20240.83%
Q1 20251.49%
Q2 20250.74%
Q3 20251.95%
Q4 20252.31%
Q1 20261.73%
Q2 20260.81%
Return on assets
0.11%0.38%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.19%
Q3 20240.38%
Q4 20240.42%
Q1 20250.29%
Q2 20250.64%
Q3 20250.65%
Q4 20250.55%
Q1 20260.14%
Q2 20260.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$8.5M7.72%0.81%0.11%35.1%
Q1 202647$8.5M7.75%1.73%0.14%38.8%
Q4 202546$8.2M7.93%2.31%0.55%43.2%
Q3 202549$8.5M7.63%1.95%0.65%45.2%
Q2 202560$8.5M7.49%0.74%0.64%47.1%
Q1 202549$8.5M7.20%1.49%0.29%49.0%
Q4 202458$7.9M7.69%0.83%0.42%52.7%
Q3 202447$8.7M6.90%1.64%0.38%48.7%
Q2 202449$8.5M6.86%1.32%0.19%47.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.72%
4th
Problem loans0.81%
46th
Net charge-offs0.97%
14th
Return on assets0.11%
24th
Loans to deposits35.1%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves0.46%
77th
Texas ratio3.3%
40th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
State Agencies Federal Credit UnionCredit union Shreveport, LA60 out of 100, Moderate$8.4M37.5%3.42%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
New Orleans Clerk & Checkers Federal Credit UnionCredit union Metairie, LA79 out of 100, Strong$8.2M21.1%1.54%vs
Iberville Federal Credit UnionCredit union Plaquemine, LA67 out of 100, Moderate$8.9M17.5%7.42%vs
District 08 Federal Credit UnionCredit union Alexandria, LA68 out of 100, Moderate$9.0M13.7%1.73%vs
Louisiana Central Credit UnionCredit union Harahan, LA31 out of 100, Low$9.1M-0.1%2.10%vs

Deposit insurance

Is my money safe at Sewerage & Water Board Employees Federal Credit Union?

Yes. Sewerage & Water Board Employees Federal Credit Union is a federally insured credit union (NCUA charter #2056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.72%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sewerage & Water Board Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sewerage & Water Board Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
2056
RSSD ID
208075
Primary regulator
NCUA
Established
1937
Headquarters
625 Saint Joseph St - B13, New Orleans, LA 70165
Employees
3

Quick answers

Sewerage & Water Board Employees Federal Credit Union: common questions

Is Sewerage & Water Board Employees Federal Credit Union NCUA insured?

Yes. Sewerage & Water Board Employees Federal Credit Union is a federally insured credit union (NCUA charter #2056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sewerage & Water Board Employees Federal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sewerage & Water Board Employees Federal Credit Union have?

1 office as of the latest NCUA data.