TellerScore

St. Helena Parish Credit Union (NCUA charter #66296) is based in Chicago, Illinois. Its Q2 2026 call report shows $324K in total assets and $287K in member shares and deposits and 2 offices.

St. Helena Parish Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 143rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.50%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.87%
Funding & liquidity100/100
Loans ÷ shares: 51.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 36 points (100 → 64), mostly because the earnings component weakened by 100 points.

TellerScore
6482100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202496
Q4 202481
Q1 2025100
Q2 2025100
Q3 2025100
Q4 202571
Q1 202681
Q2 202664
Net worth ratio
7.00%12.79%18.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.75%
Q3 202414.03%
Q4 202411.87%
Q1 202518.58%
Q2 202517.79%
Q3 202516.54%
Q4 202510.68%
Q1 202610.35%
Q2 20269.50%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.87%15.04%30.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20246.51%
Q3 20244.68%
Q4 20240.80%
Q1 202530.96%
Q2 202513.95%
Q3 20257.91%
Q4 2025-0.00%
Q1 20261.35%
Q2 2026-0.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$324K9.50%0.00%-0.87%51.4%
Q1 202681$322K10.35%0.00%1.35%52.0%
Q4 202571$302K10.68%0.00%-0.00%56.5%
Q3 2025100$301K16.54%0.00%7.91%56.4%
Q2 2025100$295K17.79%0.00%13.95%52.6%
Q1 2025100$295K18.58%0.00%30.96%54.9%
Q4 202481$269K11.87%0.00%0.80%62.3%
Q3 202496$283K14.03%0.00%4.68%64.1%
Q2 202496$284K13.75%0.00%6.51%62.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.50%
12th
Problem loans0.00%
94th
Net charge-offs-0.35%
97th
Return on assets-0.87%
8th
Loans to deposits51.4%
62nd
Uninsured deposits0.0%
81st
Loan-loss reserves2.90%
93rd
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Shiloh Englewood Federal Credit UnionCredit union Chicago, IL80 out of 100, Strong$344K18.9%0.00%vs
Gideon Federal Credit UnionCredit union Waukegan, IL62 out of 100, Moderate$269K18.6%4.45%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
Services Credit UnionCredit union Naperville, IL80 out of 100, Strong$407K69.2%2.32%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs

Deposit insurance

Is my money safe at St. Helena Parish Credit Union?

Yes. St. Helena Parish Credit Union is a federally insured credit union (NCUA charter #66296). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.50%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

St. Helena Parish Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Helena Parish Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66296
RSSD ID
961790
Primary regulator
State + NCUA
Established
1984
Headquarters
1425 W 112th St, Chicago, IL 60643
Employees
1

Quick answers

St. Helena Parish Credit Union: common questions

Is St. Helena Parish Credit Union NCUA insured?

Yes. St. Helena Parish Credit Union is a federally insured credit union (NCUA charter #66296). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Helena Parish Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Helena Parish Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Chicago

InstitutionScoreAssetsCapitalProblem loansCompare
Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL100 out of 100, Very strong$10.0M19.4%0.00%vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
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