The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the capital cushion component improved by 7 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Vermont

Yes. Vermont Federal Credit Union is a federally insured credit union (NCUA charter #24405). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.7% of shares and deposits ($78.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Vermont Federal Credit Union lists 4 offices in 4 cities. Most locations:

• Burlington, VT (1)
• Middlebury, VT (1)
• Saint Albans, VT (1)
• Vergennes, VT (1)

All branch addresses and map

In 2025, Vermont Federal Credit Union reported 994 home-loan applications under HMDA (LEI 254900AX2RRO2WMRP742): 771 originated ($157,555,000 total), 120 denied, and 53 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Vermont Federal Credit Union

Type

Federal credit union

NCUA charter #

24405

RSSD ID

724397

Primary regulator

NCUA

Established

1953

Headquarters

PO Box 2147, So Burlington, VT 05407

Employees

199