Vermont · Q2 2026 call reports
Safest banks & credit unions in Vermont
12 banks and 12 credit unions are headquartered in Vermont, holding $13.6B in deposits. Including out-of-state institutions, there are 259 branch locations in the state. The highest-scoring Vermont-based bank is Passumpsic Savings Bank (76/100); highest-scoring credit union is Northern Lights Federal Credit Union (84/100). The median score across all of them is 67.
- Banks
- 12
- Credit unions
- 12
- Branches
- 259
- Failures since 1934
- 5latest Jan 29, 1993
12 headquartered here
Vermont banks ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Passumpsic Savings BankBank Saint Johnsbury | 76 out of 100, Strong | $934.5M | 13.1% | 0.71% |
| The National Bank of MiddleburyBank Middlebury | 74 out of 100, Strong | $553.5M | 9.9% | 0.15% |
| Peoples Trust Company of St. AlbansBank Saint Albans | 74 out of 100, Strong | $395.4M | 11.8% | 0.41% |
| The Bank of BenningtonBank Bennington | 70 out of 100, Strong | $661.9M | 11.4% | 0.40% |
| Northfield Savings BankBank Northfield | 68 out of 100, Moderate | $1.6B | 11.0% | 0.52% |
| Community National BankBank Derby | 68 out of 100, Moderate | $1.2B | 10.6% | 0.86% |
| Wells River Savings BankBank Wells River | 67 out of 100, Moderate | $266.9M | 10.8% | 0.63% |
| Business Bank, TheBank S Burlington | 66 out of 100, Moderate | $352.2M | 12.4% | 0.09% |
| The Brattleboro Savings and Loan AssociationBank Brattleboro | 65 out of 100, Moderate | $296.4M | 10.3% | 0.72% |
| Ledyard National BankBank Norwich | 63 out of 100, Moderate | $1.1B | 8.3% | 0.31% |
| The First National Bank of OrwellBank Orwell | 59 out of 100, Moderate | $91.5M | 11.4% | 2.33% |
| Union BankBank Morrisville | 45 out of 100, Below average | $1.6B | 7.8% | 1.35% |
12 headquartered here
Vermont credit unions ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Northern Lights Federal Credit UnionCredit union Saint Johnsbury | 84 out of 100, Strong | $42.8M | 14.3% | 0.29% |
| Eastrise Federal Credit UnionCredit union Williston | 73 out of 100, Strong | $3.2B | 12.3% | 0.60% |
| Heritage Family Federal Credit UnionCredit union Rutland | 71 out of 100, Strong | $869.8M | 12.1% | 0.86% |
| Vermont Federal Credit UnionCredit union So Burlington | 69 out of 100, Moderate | $1.1B | 10.8% | 0.47% |
| 802 Credit UnionCredit union Barre | 67 out of 100, Moderate | $507.7M | 12.5% | 1.50% |
| Northeast Schools and Hospital Credit UnionCredit union Newport | 64 out of 100, Moderate | $5.6M | 8.9% | 0.23% |
| North Country Federal Credit UnionCredit union Burlington | 59 out of 100, Moderate | $1.1B | 9.7% | 1.09% |
| Central Vermont Medical Center,inc. Credit UnionCredit union Barre | 54 out of 100, Below average | $12.7M | 25.9% | 4.52% |
| Members 1st Credit UnionCredit union Brattleboro | 51 out of 100, Below average | $22.9M | 9.4% | 2.07% |
| One Credit UnionCredit union Springfield | 45 out of 100, Below average | $263.6M | 7.8% | 1.52% |
| Green Mountain Credit UnionCredit union South Burlingto | 45 out of 100, Below average | $152.0M | 13.7% | 3.91% |
| Orlex Government Employees Credit UnionCredit union Newport | 45 out of 100, Below average | $6.9M | 10.0% | 1.63% |
Branch networks
Out-of-state institutions with the most Vermont branches
| Institution | Score | Assets | Capital | Problem loans | VT branches |
|---|---|---|---|---|---|
| Manufacturers and Traders Trust CompanyBank Buffalo, NY | 57 out of 100, Moderate | $218.8B | 9.5% | 1.35% | 33 |
| Community Bank, National AssociationBank Canton, NY | 62 out of 100, Moderate | $17.4B | 7.9% | 0.50% | 29 |
| TD Bank, National AssociationBank Wilmington, DE | 63 out of 100, Moderate | $342.8B | 10.3% | 1.11% | 16 |
| Mascoma BankBank Lebanon, NH | 64 out of 100, Moderate | $3.0B | 9.1% | 0.15% | 13 |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | 10 |
| Citizens Bank, National AssociationBank Providence, RI | 54 out of 100, Below average | $232.5B | 9.4% | 1.36% | 10 |
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | 9 |
| Beacon Bank and TrustBank Boston, MA | 59 out of 100, Moderate | $22.2B | 9.8% | 0.90% | 5 |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | 4 |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | 3 |
| Sea Comm Federal Credit UnionCredit union Massena, NY | 89 out of 100, Very strong | $777.3M | 18.0% | 0.63% | 2 |
| TrustCo BankBank Glenville, NY | 62 out of 100, Moderate | $6.5B | 8.4% | 0.40% | 1 |
| Claremont Savings BankBank Claremont, NH | 68 out of 100, Moderate | $619.7M | 12.4% | 0.45% | 1 |
9 city pages
Banks by city in Vermont
- South Burlington 13 institutions · 17 branches
- Burlington 12 institutions · 16 branches
- Rutland 11 institutions · 13 branches
- Brattleboro 9 institutions · 11 branches
- Essex Junction 10 institutions · 11 branches
- Williston 9 institutions · 9 branches
- Saint Albans 7 institutions · 9 branches
- Bennington 8 institutions · 9 branches
- Barre 8 institutions · 8 branches
72 smaller places (below our 5-institution, 8-branch threshold for a separate page)
These places don't get a separate page; here is what's there.
- Saint Johnsbury: 7 branches of 6 institutions
- Newport: 7 branches of 6 institutions
- Middlebury: 6 branches of 5 institutions
- Manchester Center: 6 branches of 5 institutions
- White River Junction: 5 branches of 4 institutions
- Morrisville: 5 branches of 4 institutions
- Vergennes: 5 branches of 5 institutions
- Springfield: 5 branches of 5 institutions
- Montpelier: 4 branches of 4 institutions
- Lyndonville: 4 branches of 4 institutions
- Berlin: 3 branches of 3 institutions
- Woodstock: 3 branches of 3 institutions
- Enosburg Falls: 3 branches of 3 institutions
- Wilmington: 3 branches of 3 institutions
- Shelburne: 3 branches of 3 institutions
- Fair Haven: 3 branches of 3 institutions
- Bethel: 3 branches of 3 institutions
- Bellows Falls: 3 branches of 3 institutions
- Milton: 3 branches of 3 institutions
- Waterbury: 3 branches of 3 institutions
- Colchester: 3 branches of 3 institutions
- Stowe: 3 branches of 3 institutions
- Island Pond: 2 branches of 2 institutions
- Arlington: 2 branches of 2 institutions
- Bradford: 2 branches of 2 institutions
- Brandon: 2 branches of 2 institutions
- Bristol: 2 branches of 2 institutions
- Hardwick: 2 branches of 2 institutions
- Jericho: 2 branches of 2 institutions
- Ludlow: 2 branches of 2 institutions
- Norwich: 2 branches of 2 institutions
- Randolph: 2 branches of 2 institutions
- Rochester: 2 branches of 2 institutions
- S Burlington: 2 branches of 2 institutions
- St Albans: 2 branches of 2 institutions
- Swanton: 2 branches of 2 institutions
- Wells River: 2 branches of 1 institution
- Windsor: 2 branches of 2 institutions
- Orleans: 1 branch of 1 institution
- Orwell: 1 branch of 1 institution
- Pittsford: 1 branch of 1 institution
- Putney: 1 branch of 1 institution
- Chester: 1 branch of 1 institution
- Richford: 1 branch of 1 institution
- Richmond: 1 branch of 1 institution
- Williamstown: 1 branch of 1 institution
- Hinesburg: 1 branch of 1 institution
- Hartland: 1 branch of 1 institution
- Fairlee: 1 branch of 1 institution
- Chelsea: 1 branch of 1 institution
- Fairfax: 1 branch of 1 institution
- E Montpelier: 1 branch of 1 institution
- South Hero: 1 branch of 1 institution
- South Londonderry: 1 branch of 1 institution
- South Royalton: 1 branch of 1 institution
- South Strafford: 1 branch of 1 institution
- East Thetford: 1 branch of 1 institution
- Bondville: 1 branch of 1 institution
- Derby Line: 1 branch of 1 institution
- Barton: 1 branch of 1 institution
- Troy: 1 branch of 1 institution
- Derby: 1 branch of 1 institution
- Waitsfield: 1 branch of 1 institution
- Danville: 1 branch of 1 institution
- Londonderry: 1 branch of 1 institution
- Johnson: 1 branch of 1 institution
- Jeffersonville: 1 branch of 1 institution
- Newbury: 1 branch of 1 institution
- Newfane: 1 branch of 1 institution
- Alburgh: 1 branch of 1 institution
- Northfield: 1 branch of 1 institution
- Winooski: 1 branch of 1 institution
FDIC records
Recent bank failures in Vermont
- First National Bank of Vermont, Bradford — January 29, 1993; deposits assumed by New First Nb of Vermont
- Valley Bank, White River Junction — September 13, 1991; deposits assumed by Vermont National Bank
- The Poultney National Bank, Poultney — March 17, 1943; deposits assumed by 0
- Hartford Savings Bank and Trust Company, White River Junction — March 9, 1940; deposits assumed by 0
- Winooski Savings Bank, Winooski — July 28, 1938; deposits assumed by 0