TellerScore

Pikes Peak National Bank (FDIC certificate #17782) is based in Colorado Springs, Colorado. Its Q2 2026 call report shows $110.8M in total assets and $93.1M in deposits and 3 offices.

Pikes Peak National Bank has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 11th. Capital cushion contributes the most (100/100, 15.56%); earnings contributes the least (43/100, 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.56%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings43/100
Return on assets (annualized): 0.59%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 78.4% · 22.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (87 → 85), mostly because the funding & liquidity component weakened by 8 points.

TellerScore
808488Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202482
Q1 202588
Q2 202587
Q3 202587
Q4 202587
Q1 202685
Q2 202685
Tier 1 leverage ratio
5.00%10.34%15.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202415.46%
Q3 202415.45%
Q4 202415.40%
Q1 202515.68%
Q2 202515.37%
Q3 202515.00%
Q4 202515.03%
Q1 202615.54%
Q2 202615.56%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.20%0.27%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.20%
Q3 2024-0.10%
Q4 2024-0.01%
Q1 20250.74%
Q2 20250.73%
Q3 20250.71%
Q4 20250.69%
Q1 20260.53%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$110.8M15.56%0.00%0.59%78.4%
Q1 202685$110.7M15.54%0.00%0.53%75.9%
Q4 202587$109.9M15.03%0.00%0.69%75.3%
Q3 202587$111.7M15.00%0.00%0.71%73.8%
Q2 202587$106.7M15.37%0.00%0.73%76.6%
Q1 202588$103.8M15.68%0.00%0.74%76.2%
Q4 202482$101.8M15.40%0.00%-0.01%74.1%
Q3 202481$101.4M15.45%0.00%-0.10%74.7%
Q2 202480$101.3M15.46%0.00%-0.20%72.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.56%
89th
Total risk-based capital23.26%
91st
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.59%
15th
Net interest margin4.62%
83rd
Efficiency ratio82.9%
11th
Loans to deposits78.4%
53rd
Uninsured deposits22.4%
55th
Loan-loss reserves1.55%
82nd
Texas ratio0.0%
95th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
The Farmers State Bank of BrushBank Brush, CO85 out of 100, Very strong$116.6M20.1%0.13%vs
Gunnison Savings and Loan AssociationBank Gunnison, CO78 out of 100, Strong$102.2M12.9%0.10%vs
Rocky Mountain Bank & TrustBank Florence, CO74 out of 100, Strong$126.5M13.2%1.71%vs
RG Bank, A Savings and Loan AssociationBank Monte Vista, CO61 out of 100, Moderate$136.7M11.9%1.50%vs
Evergreen National BankBank Evergreen, CO84 out of 100, Strong$139.9M13.5%0.09%vs
Fowler State BankBank Fowler, CO60 out of 100, Moderate$154.5M13.2%3.46%vs

Deposit insurance

Is my money safe at Pikes Peak National Bank?

Yes. Pikes Peak National Bank is an FDIC-insured institution (FDIC certificate #17782). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.4% of deposits ($20.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.26% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Pikes Peak National Bank lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pikes Peak National Bank
Former names
Pikes Peak Bank of Commerce; The Pikes Peak National Bank of Colorado Springs
Type
National bank
FDIC certificate #
17782
RSSD ID
643658
Primary regulator
OCC
Established
July 1, 1957
Headquarters
2401 W Colorado Ave, Colorado Springs, CO 80904
Employees
25

Quick answers

Pikes Peak National Bank: common questions

Is Pikes Peak National Bank FDIC insured?

Yes. Pikes Peak National Bank is an FDIC-insured institution (FDIC certificate #17782). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Pikes Peak National Bank's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pikes Peak National Bank ever failed?

There is no failure record for FDIC certificate #17782 in the FDIC failed bank list.

How many branches does Pikes Peak National Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Colorado Springs

InstitutionScoreAssetsCapitalProblem loansCompare
School District 3 Federal Credit UnionCredit union Colorado Spring, CO91 out of 100, Very strong$36.0M15.7%0.00%vs
Bank19Bank Memphis, TX90 out of 100, Very strong$147.8M15.3%0.00%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
First National Bank ColoradoBank Las Animas, CO85 out of 100, Very strong$634.3M11.8%0.00%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
Adams Bank & TrustBank Ogallala, NE82 out of 100, Strong$1.3B14.1%0.55%vs