Alaska · HMDA 2025
Mortgage lenders in Fairbanks North Star Borough, AK
112 lenders reported 2,941 home-loan applications in Fairbanks North Star Borough in 2025. 1,635 closed as loans ($483.8M), 356 were denied — a 17.0% denial rate on decided applications, close to the Alaska rate of 17.9%. The three most active lenders handled 32% of applications, led by NEWREZ LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,941
- Loans originated
- 1,635
- Purchase / refinance
- 1,108 / 353
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fairbanks North Star Borough
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NEWREZ LLC | 447 | 15.2% | — |
| 2 | Global Federal Credit Union 53 out of 100, Below average | 273 | 9.3% | 21.7% |
| 3 | Mortgage Research Center, LLC | 207 | 7.0% | — |
| 4 | Mt. McKinley Bank | 173 | 5.9% | — |
| 5 | Denali State Bank | 148 | 5.0% | — |
| 6 | RESIDENTIAL MORTGAGE, LLC | 127 | 4.3% | — |
| 7 | Rocket Mortgage, LLC | 122 | 4.1% | — |
| 8 | SPIRIT OF ALASKA | 101 | 3.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 78 | 2.7% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 61 | 2.1% | — |
| 11 | GUILD MORTGAGE COMPANY | 60 | 2.0% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 1.9% | 32.9% |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 54 | 1.8% | — |
| 14 | FIGURE LENDING LLC | 48 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 47 | 1.6% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 47 | 1.6% | — |
| 17 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 44 | 1.5% | 2.2% |
| 18 | THE LOAN STORE, INC. | 43 | 1.5% | — |
| 19 | NuVision Federal Credit Union 70 out of 100, Strong | 43 | 1.5% | 36.6% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 42 | 1.4% | 14.1% |
| 21 | USAA Federal Savings Bank 64 out of 100, Moderate | 35 | 1.2% | 37.2% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 34 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 32 | 1.1% | — |
| 24 | AmeriSave Mortgage Corporation | 32 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 31 | 1.1% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 30 | 1.0% | 3.0% |
| 27 | MOVEMENT MORTGAGE, LLC | 29 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 28 | 1.0% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 26 | 0.9% | 22.2% |
| 30 | CREDIT UNION 1 Credit Union | 26 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.8% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 22 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 0.7% | 39.5% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 19 | 0.6% | 44.7% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 19 | 0.6% | — |
| 36 | NEW DAY FINANCIAL, LLC | 19 | 0.6% | — |
| 37 | NATIONSTAR MORTGAGE LLC | 18 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 17 | 0.6% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 16 | 0.5% | 19.1% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 0.5% | — |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alaska
- Anchorage Municipality 9,195 apps
- Matanuska-Susitna Borough 5,499 apps
- Kenai Peninsula Borough 2,070 apps
- Juneau City and Borough 889 apps
- Ketchikan Gateway Borough 287 apps
- Kodiak Island Borough 257 apps
- Southeast Fairbanks Census Area 231 apps
- Sitka City and Borough 116 apps
- Nome Census Area 92 apps
- Bethel Census Area 88 apps
- Dillingham Census Area 52 apps
- Prince of Wales-Hyder Census Area 52 apps