TellerScore

All America Bank (FDIC certificate #20093) is based in Oklahoma City, Oklahoma. Its Q2 2026 call report shows $611.5M in total assets and $546.3M in deposits and 7 offices.

Based on its Q2 2026 filing, All America Bank scores 43/100, which we describe as below average. That is higher than only 3% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 155th. Its strongest component is funding & liquidity (81/100; 79% loans-to-deposits, 7% uninsured), and its lowest is loan quality (0/100; 5.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion55/100
Tier 1 leverage ratio: 10.47%
Loan quality0/100
Noncurrent loans ÷ total loans: 5.50%
Earnings58/100
Return on assets (annualized): 0.94%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 79.5% · 7.2% uninsured
Problem-loan coverage28/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 36.08%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (39 → 43), mostly because the earnings component improved by 14 points.

TellerScore
394143Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202443
Q3 202441
Q4 202441
Q1 202540
Q2 202539
Q3 202540
Q4 202541
Q1 202643
Q2 202643
Tier 1 leverage ratio
5.00%7.81%10.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20249.86%
Q3 202410.30%
Q4 202410.52%
Q1 202510.26%
Q2 202510.21%
Q3 202510.47%
Q4 202510.62%
Q1 202610.50%
Q2 202610.47%
Noncurrent loans
2.83%4.20%5.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20242.83%
Q3 20243.43%
Q4 20243.60%
Q1 20253.66%
Q2 20254.52%
Q3 20255.56%
Q4 20255.33%
Q1 20264.99%
Q2 20265.50%
Return on assets
0.59%0.78%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.75%
Q3 20240.72%
Q4 20240.75%
Q1 20250.62%
Q2 20250.59%
Q3 20250.74%
Q4 20250.79%
Q1 20260.97%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202643$611.5M10.47%5.50%0.94%79.5%
Q1 202643$615.0M10.50%4.99%0.97%81.5%
Q4 202541$593.7M10.62%5.33%0.79%87.5%
Q3 202540$599.7M10.47%5.56%0.74%84.1%
Q2 202539$605.4M10.21%4.52%0.59%86.1%
Q1 202540$612.8M10.26%3.66%0.62%86.8%
Q4 202441$595.4M10.52%3.60%0.75%91.4%
Q3 202441$594.7M10.30%3.43%0.72%88.9%
Q2 202443$611.9M9.86%2.83%0.75%88.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.47%
41st
Total risk-based capital15.35%
70th
Problem loans5.50%
2nd
Net charge-offs0.41%
6th
Return on assets0.94%
30th
Net interest margin3.95%
51st
Efficiency ratio66.2%
39th
Loans to deposits79.5%
50th
Uninsured deposits7.2%
98th
Loan-loss reserves1.24%
56th
Texas ratio36.1%
2nd

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
AVB BankBank Broken Arrow, OK66 out of 100, Moderate$612.3M9.5%0.41%vs
Frontier State BankBank Oklahoma City, OK47 out of 100, Below average$608.6M11.5%4.81%vs
Wisdom Heritage BankBank Alva, OK78 out of 100, Strong$601.3M14.2%1.28%vs
Cattlemens BankBank Altus, OK68 out of 100, Moderate$595.2M10.3%0.29%vs
First Bank of OwassoBank Owasso, OK93 out of 100, Very strong$639.3M15.7%0.01%vs
First National Bank & Trust Company of McAlesterBank Mcalester, OK71 out of 100, Strong$580.4M10.9%1.34%vs

Deposit insurance

Is my money safe at All America Bank?

Yes. All America Bank is an FDIC-insured institution (FDIC certificate #20093). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.2% of deposits ($39.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.47%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.35% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

All America Bank lists 7 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
All America Bank
Former names
The First Mustang State Bank
Type
State-chartered bank
FDIC certificate #
20093
RSSD ID
25357
Primary regulator
FDIC
Established
December 22, 1969
Headquarters
200 S Rockwell Ave, Oklahoma City, OK 73128
Employees
124

Quick answers

All America Bank: common questions

Is All America Bank FDIC insured?

Yes. All America Bank is an FDIC-insured institution (FDIC certificate #20093). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is All America Bank's TellerScore?

43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has All America Bank ever failed?

There is no failure record for FDIC certificate #20093 in the FDIC failed bank list.

How many branches does All America Bank have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Oklahoma City

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
The First Bank of OkarcheBank Okarche, OK89 out of 100, Very strong$137.5M16.1%1.04%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Correctional Workers Federal Credit UnionCredit union El Reno, OK88 out of 100, Very strong$10.5M17.9%0.19%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs