TellerScore

Angelina Savings Bank, SSB is a si headquartered in Lufkin, Texas, in business for about 48 years. At the end of Q2 2026 it reported $86.9M in total assets and $76.7M in deposits, with 1 office.

Based on its Q2 2026 filing, Angelina Savings Bank, SSB scores 80/100, which we describe as strong. That is higher than 66% of 546 banks with under $100 million in assets. Among 349 banks headquartered in Texas, it ranks 98th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 8% uninsured), and its lowest is earnings (61/100; 1.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.44%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.16%
Earnings61/100
Return on assets (annualized): 1.01%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 60.3% · 7.5% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (78 → 80), mostly because the capital cushion component improved by 5 points.

TellerScore
607080Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202466
Q4 202479
Q1 202576
Q2 202578
Q3 202577
Q4 202579
Q1 202679
Q2 202680
Tier 1 leverage ratio
5.00%8.22%11.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.90%
Q3 202410.11%
Q4 202410.32%
Q1 202510.66%
Q2 202510.88%
Q3 202510.47%
Q4 202510.96%
Q1 202611.36%
Q2 202611.44%
Noncurrent loans
0.05%1.01%1.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.98%
Q3 20241.48%
Q4 20240.05%
Q1 20250.32%
Q2 20250.29%
Q3 20250.25%
Q4 20250.20%
Q1 20260.18%
Q2 20260.16%
Return on assets
0.98%1.12%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.18%
Q3 20241.24%
Q4 20241.26%
Q1 20251.03%
Q2 20251.07%
Q3 20251.07%
Q4 20251.10%
Q1 20260.98%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$86.9M11.44%0.16%1.01%60.3%
Q1 202679$84.8M11.36%0.18%0.98%59.7%
Q4 202579$85.9M10.96%0.20%1.10%59.2%
Q3 202577$89.4M10.47%0.25%1.07%48.9%
Q2 202578$82.2M10.88%0.29%1.07%51.0%
Q1 202576$80.8M10.66%0.32%1.03%51.9%
Q4 202479$80.0M10.32%0.05%1.26%50.8%
Q3 202466$81.0M10.11%1.48%1.24%51.0%
Q2 202460$81.0M9.90%1.98%1.18%51.4%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.44%
35th
Total risk-based capital27.87%
85th
Problem loans0.16%
59th
Net charge-offs0.18%
14th
Return on assets1.01%
51st
Net interest margin4.71%
81st
Efficiency ratio73.7%
44th
Loans to deposits60.3%
60th
Uninsured deposits7.5%
85th
Loan-loss reserves1.54%
70th
Texas ratio0.7%
60th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Bandera BankBank Bandera, TX89 out of 100, Very strong$89.3M12.3%0.30%vs
The First Bank of CelesteBank Celeste, TX75 out of 100, Strong$83.9M8.4%0.00%vs
Menard BankBank Menard, TX87 out of 100, Very strong$90.7M12.7%0.00%vs
Atascosa BankBank Pleasanton, TX61 out of 100, Moderate$81.7M15.2%2.89%vs
The First National Bank of TrinityBank Trinity, TX73 out of 100, Strong$92.8M9.2%0.00%vs
Junction National BankBank Junction, TX86 out of 100, Very strong$93.0M12.0%0.00%vs

Deposit insurance

Is my money safe at Angelina Savings Bank, SSB?

Yes. Angelina Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #32018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.5% of deposits ($5.8M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.44%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 27.87% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Angelina Savings Bank, SSB lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Angelina Savings Bank, SSB
Former names
Angelina Savings and Loan Association; Angelina Savings Bank, FSB
Type
SI
FDIC certificate #
32018
RSSD ID
660879
Primary regulator
FDIC
Established
January 1, 1978
Headquarters
1721 Tulane Dr, Lufkin, TX 75901
Employees
19

Quick answers

Angelina Savings Bank, SSB: common questions

Is Angelina Savings Bank, SSB FDIC insured?

Yes. Angelina Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #32018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Angelina Savings Bank, SSB's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Angelina Savings Bank, SSB ever failed?

There is no failure record for FDIC certificate #32018 in the FDIC failed bank list.

How many branches does Angelina Savings Bank, SSB have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Lufkin

InstitutionScoreAssetsCapitalProblem loansCompare
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
Lufkin Federal Credit UnionCredit union Lufkin, TX99 out of 100, Very strong$47.8M26.3%0.14%vs
Aspire Credit UnionCredit union Lufkin, TX94 out of 100, Very strong$38.0M20.5%0.05%vs
East Texas Professional Credit UnionCredit union Longview, TX90 out of 100, Very strong$1.4B19.4%0.41%vs
Austin Bank, Texas National AssociationBank Jacksonville, TX88 out of 100, Very strong$3.3B15.1%0.60%vs
Southland Federal Credit UnionCredit union Lufkin, TX85 out of 100, Very strong$89.2M14.4%0.62%vs