TellerScore

Bank of Labor is a state-chartered bank headquartered in Overland Park, Kansas, in business for about 102 years. At the end of Q2 2026 it reported $1.1B in total assets and $1.0B in deposits, with 6 offices.

Based on its Q2 2026 filing, Bank of Labor scores 41/100, which we describe as below average. That is higher than only 2% of 897 banks with $1 billion – $10 billion. Among 185 banks headquartered in Kansas, it ranks 182nd. Its strongest component is funding & liquidity (100/100; 35% loans-to-deposits, 16% uninsured), and its lowest is loan quality (0/100; 3.15%).

TellerScore · Q2 2026

Scorecard

Capital cushion30/100
Tier 1 leverage ratio: 7.99%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.15%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 34.6% · 15.6% uninsured
Problem-loan coverage59/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 20.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 26 points (67 → 41), mostly because the loan quality component weakened by 96 points.

TellerScore
395469Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202468
Q4 202468
Q1 202569
Q2 202567
Q3 202567
Q4 202539
Q1 202640
Q2 202641
Tier 1 leverage ratio
5.00%6.49%7.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.32%
Q3 20247.61%
Q4 20247.75%
Q1 20257.87%
Q2 20257.61%
Q3 20257.70%
Q4 20257.74%
Q1 20267.84%
Q2 20267.99%
Noncurrent loans
0.09%1.66%3.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.13%
Q3 20240.10%
Q4 20240.09%
Q1 20250.10%
Q2 20250.13%
Q3 20250.13%
Q4 20253.23%
Q1 20263.18%
Q2 20263.15%
Return on assets
0.91%0.99%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20241.04%
Q4 20240.97%
Q1 20251.03%
Q2 20250.97%
Q3 20250.98%
Q4 20250.93%
Q1 20260.96%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$1.1B7.99%3.15%0.91%34.6%
Q1 202640$1.1B7.84%3.18%0.96%35.3%
Q4 202539$1.1B7.74%3.23%0.93%35.7%
Q3 202567$1.1B7.70%0.13%0.98%36.2%
Q2 202567$1.1B7.61%0.13%0.97%33.6%
Q1 202569$1.0B7.87%0.10%1.03%34.6%
Q4 202468$933.5M7.75%0.09%0.97%37.9%
Q3 202468$986.3M7.61%0.10%1.04%36.2%
Q2 202467$978.0M7.32%0.13%1.07%36.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.99%
3rd
Total risk-based capital15.14%
68th
Problem loans3.15%
4th
Net charge-offs-0.01%
94th
Return on assets0.91%
25th
Net interest margin3.55%
40th
Efficiency ratio69.3%
22nd
Loans to deposits34.6%
97th
Uninsured deposits15.6%
90th
Loan-loss reserves1.44%
83rd
Texas ratio20.4%
4th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
GNBank, National AssociationBank Girard, KS80 out of 100, Strong$1.1B11.6%0.13%vs
Security State BankBank Scott City, KS72 out of 100, Strong$1.0B10.2%0.26%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs
Nbkc BankBank Leawood, KS82 out of 100, Strong$1.2B17.1%1.45%vs
CoreFirst Bank & TrustBank Topeka, KS71 out of 100, Strong$1.3B8.7%0.21%vs

Deposit insurance

Is my money safe at Bank of Labor?

Yes. Bank of Labor is an FDIC-insured institution (FDIC certificate #1874). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.6% of deposits ($162.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.99%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.14% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Bank of Labor lists 5 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Labor
Former names
The Brotherhood Bank and Trust Company; Brotherhood Bank & Trust; The Brotherhood State Bank
Type
State-chartered bank
FDIC certificate #
1874
RSSD ID
246657
Primary regulator
FDIC
Holding company
Intl Brotherhood Boilermakers Iron Ship Builders Blacksmiths Forgers&helpers
Established
September 2, 1924
Headquarters
6301 Glenwood St, Third Floor, Overland Park, KS 66202
Employees
122

Quick answers

Bank of Labor: common questions

Is Bank of Labor FDIC insured?

Yes. Bank of Labor is an FDIC-insured institution (FDIC certificate #1874). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Labor's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Labor ever failed?

There is no failure record for FDIC certificate #1874 in the FDIC failed bank list.

How many branches does Bank of Labor have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Overland Park

InstitutionScoreAssetsCapitalProblem loansCompare
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs