TellerScore

Bankers' Bank of Kansas is a state-chartered bank (fed member) headquartered in Wichita, Kansas, in business for about 38 years. At the end of Q2 2026 it reported $255.7M in total assets and $130.4M in deposits, with 1 office.

Based on its Q2 2026 filing, Bankers' Bank of Kansas scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 156th. Its strongest component is capital cushion (100/100; 16.31%), and its lowest is funding & liquidity (17/100; 130% loans-to-deposits, 45% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.31%
Loan quality50/100
Noncurrent loans ÷ total loans: 1.51%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity17/100
Loans ÷ deposits and uninsured-deposit share: 130.4% · 44.5% uninsured
Problem-loan coverage87/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (53 → 64), mostly because the loan quality component improved by 32 points.

TellerScore
536985Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202482
Q4 202480
Q1 202572
Q2 202553
Q3 202554
Q4 202560
Q1 202661
Q2 202664
Tier 1 leverage ratio
5.00%11.08%17.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.15%
Q3 202416.71%
Q4 202416.58%
Q1 202516.93%
Q2 202516.97%
Q3 202515.83%
Q4 202516.75%
Q1 202615.52%
Q2 202616.31%
Noncurrent loans
0.25%1.35%2.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.25%
Q3 20240.33%
Q4 20240.34%
Q1 20250.34%
Q2 20252.45%
Q3 20252.40%
Q4 20251.80%
Q1 20261.62%
Q2 20261.51%
Return on assets
0.56%1.15%1.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.75%
Q3 20241.45%
Q4 20241.29%
Q1 20250.59%
Q2 20250.56%
Q3 20250.67%
Q4 20250.58%
Q1 20260.71%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$255.7M16.31%1.51%0.75%130.4%
Q1 202661$212.2M15.52%1.62%0.71%132.6%
Q4 202560$214.2M16.75%1.80%0.58%113.1%
Q3 202554$196.5M15.83%2.40%0.67%130.7%
Q2 202553$219.2M16.97%2.45%0.56%121.2%
Q1 202572$227.7M16.93%0.34%0.59%106.4%
Q4 202480$216.6M16.58%0.34%1.29%113.6%
Q3 202482$191.2M16.71%0.33%1.45%119.8%
Q2 202485$207.6M17.15%0.25%1.75%120.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.31%
91st
Total risk-based capital19.22%
84th
Problem loans1.51%
18th
Net charge-offs0.78%
3rd
Return on assets0.75%
21st
Net interest margin4.85%
89th
Efficiency ratio78.8%
15th
Loans to deposits130.4%
1st
Uninsured deposits44.5%
7th
Loan-loss reserves1.82%
90th
Texas ratio6.6%
28th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The Farmers State Bank of WestmorelandBank Westmoreland, KS69 out of 100, Moderate$257.7M13.9%2.03%vs
Patriots BankBank Garnett, KS77 out of 100, Strong$268.8M9.2%0.00%vs
FirstOak BankBank Independence, KS75 out of 100, Strong$241.2M10.5%0.00%vs
FNB BankBank Goodland, KS45 out of 100, Below average$270.3M10.2%4.03%vs
Citizens State Bank and Trust Co., Ellsworth, KansasBank Ellsworth, KS72 out of 100, Strong$275.9M9.7%0.12%vs
Andover State BankBank Andover, KS59 out of 100, Moderate$232.2M9.0%0.67%vs

Deposit insurance

Is my money safe at Bankers' Bank of Kansas?

Yes. Bankers' Bank of Kansas is an FDIC-insured institution (FDIC certificate #27351). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.5% of deposits ($58.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.31%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.22% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bankers' Bank of Kansas lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bankers' Bank of Kansas
Former names
Bankers' Bank of Kansas, National Association
Type
State-chartered bank (Fed member)
FDIC certificate #
27351
RSSD ID
1218446
Primary regulator
FED
Holding company
Bbok Bancshares Inc
Established
October 5, 1988
Headquarters
555 N Woodlawn St, Wichita, KS 67208
Employees
49

Quick answers

Bankers' Bank of Kansas: common questions

Is Bankers' Bank of Kansas FDIC insured?

Yes. Bankers' Bank of Kansas is an FDIC-insured institution (FDIC certificate #27351). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bankers' Bank of Kansas's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bankers' Bank of Kansas ever failed?

There is no failure record for FDIC certificate #27351 in the FDIC failed bank list.

How many branches does Bankers' Bank of Kansas have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Wichita

InstitutionScoreAssetsCapitalProblem loansCompare
Garden Plain State BankBank Wichita, KS88 out of 100, Very strong$191.5M15.2%0.94%vs
The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK83 out of 100, Strong$446.2M13.9%0.45%vs
Vintage Bank KansasBank Leon, KS78 out of 100, Strong$288.6M11.6%0.53%vs
The Valley State BankBank Belle Plaine, KS78 out of 100, Strong$200.5M12.2%0.09%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The First National Bank of HutchinsonBank Hutchinson, KS78 out of 100, Strong$1.2B11.5%0.33%vs