Headquartered in Coral Gables, Florida, Bradesco Bank is a state-chartered bank with $6.1B in total assets and $5.0B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.
Based on its Q2 2026 filing, Bradesco Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 82 banks headquartered in Florida, it ranks 59th. Its strongest component is problem-loan coverage (98/100; 1.2%), and its lowest is funding & liquidity (20/100; 90% loans-to-deposits, 64% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 68 |
| Q4 2024 | 66 |
| Q1 2025 | 66 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 65 |
| Q1 2026 | 64 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.23% |
| Q3 2024 | 11.71% |
| Q4 2024 | 10.99% |
| Q1 2025 | 10.92% |
| Q2 2025 | 10.98% |
| Q3 2025 | 10.66% |
| Q4 2025 | 10.57% |
| Q1 2026 | 10.20% |
| Q2 2026 | 10.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.73% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.90% |
| Q2 2025 | 0.91% |
| Q3 2025 | 0.94% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.15% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $6.1B | 10.09% | 0.15% | 1.03% | 90.4% |
| Q1 2026 | 64 | $5.5B | 10.20% | 0.22% | 1.15% | 91.8% |
| Q4 2025 | 65 | $5.5B | 10.57% | 0.20% | 0.94% | 94.0% |
| Q3 2025 | 66 | $5.4B | 10.66% | 0.18% | 0.94% | 86.7% |
| Q2 2025 | 65 | $5.1B | 10.98% | 0.26% | 0.91% | 92.7% |
| Q1 2025 | 66 | $5.1B | 10.92% | 0.22% | 0.90% | 86.2% |
| Q4 2024 | 66 | $5.4B | 10.99% | 0.19% | 0.71% | 77.9% |
| Q3 2024 | 68 | $4.7B | 11.71% | 0.16% | 0.73% | 87.2% |
| Q2 2024 | 69 | $4.4B | 12.23% | 0.17% | 0.74% | 91.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Banesco USABank Miami, FL | 72 out of 100, Strong | $6.0B | 11.5% | 0.49% | vs |
| Emigrant BankBank Miami, FL | 55 out of 100, Moderate | $5.7B | 20.3% | 4.77% | vs |
| Ocean BankBank Miami, FL | 63 out of 100, Moderate | $7.6B | 10.0% | 0.38% | vs |
| First Federal BankBank Lake City, FL | 50 out of 100, Below average | $4.5B | 10.8% | 2.96% | vs |
| Capital City BankBank Tallahassee, FL | 72 out of 100, Strong | $4.4B | 10.3% | 0.40% | vs |
| Banco do Brasil AmericasBank Miami, FL | 72 out of 100, Strong | $3.5B | 10.9% | 0.83% | vs |
Deposit insurance
Is my money safe at Bradesco Bank?
Yes. Bradesco Bank is an FDIC-insured institution (FDIC certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 63.9% of deposits ($3.2B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.95% (benchmark: 10%).
1 location
Branches
Bradesco Bank lists 1 office in 1 city. Most locations:
- Coral Gables, FL (1)
HMDA 2025
Mortgage lending
In 2025, Bradesco Bank reported 859 home-loan applications under HMDA (LEI 5493006Q0EMYD3OJ8N13): 699 originated ($508,935,000 total), 79 denied, and 78 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bradesco Bank
- Former names
- Bradesco BAC Florida Bank; Popular Bank of Hialeah; Popular Bank of Florida; BAC Florida Bank
- Type
- State-chartered bank
- FDIC certificate #
- 21265
- RSSD ID
- 725732
- Primary regulator
- FDIC
- Holding company
- Bbd Participacoes Sa
- Established
- October 12, 1973
- Headquarters
- 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134
- Website
- www.bradescobank.com
- Employees
- 339
Quick answers
Bradesco Bank: common questions
Is Bradesco Bank FDIC insured?
Yes. Bradesco Bank is an FDIC-insured institution (FDIC certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bradesco Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bradesco Bank ever failed?
There is no failure record for FDIC certificate #21265 in the FDIC failed bank list.
How many branches does Bradesco Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Coral Gables
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |