TellerScore

Headquartered in Coral Gables, Florida, Bradesco Bank is a state-chartered bank with $6.1B in total assets and $5.0B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.

Based on its Q2 2026 filing, Bradesco Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 82 banks headquartered in Florida, it ranks 59th. Its strongest component is problem-loan coverage (98/100; 1.2%), and its lowest is funding & liquidity (20/100; 90% loans-to-deposits, 64% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.09%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.15%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity20/100
Loans ÷ deposits and uninsured-deposit share: 90.4% · 63.9% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).

TellerScore
646769Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202469
Q3 202468
Q4 202466
Q1 202566
Q2 202565
Q3 202566
Q4 202565
Q1 202664
Q2 202664
Tier 1 leverage ratio
5.00%8.61%12.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.23%
Q3 202411.71%
Q4 202410.99%
Q1 202510.92%
Q2 202510.98%
Q3 202510.66%
Q4 202510.57%
Q1 202610.20%
Q2 202610.09%
Noncurrent loans
0.15%0.20%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.17%
Q3 20240.16%
Q4 20240.19%
Q1 20250.22%
Q2 20250.26%
Q3 20250.18%
Q4 20250.20%
Q1 20260.22%
Q2 20260.15%
Return on assets
0.71%0.93%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.73%
Q4 20240.71%
Q1 20250.90%
Q2 20250.91%
Q3 20250.94%
Q4 20250.94%
Q1 20261.15%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$6.1B10.09%0.15%1.03%90.4%
Q1 202664$5.5B10.20%0.22%1.15%91.8%
Q4 202565$5.5B10.57%0.20%0.94%94.0%
Q3 202566$5.4B10.66%0.18%0.94%86.7%
Q2 202565$5.1B10.98%0.26%0.91%92.7%
Q1 202566$5.1B10.92%0.22%0.90%86.2%
Q4 202466$5.4B10.99%0.19%0.71%77.9%
Q3 202468$4.7B11.71%0.16%0.73%87.2%
Q2 202469$4.4B12.23%0.17%0.74%91.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.09%
39th
Total risk-based capital14.95%
66th
Problem loans0.15%
82nd
Net charge-offs0.00%
75th
Return on assets1.03%
33rd
Net interest margin2.96%
14th
Efficiency ratio59.3%
49th
Loans to deposits90.4%
39th
Uninsured deposits63.9%
3rd
Loan-loss reserves0.95%
25th
Texas ratio1.2%
80th

Similar-size banks in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Banesco USABank Miami, FL72 out of 100, Strong$6.0B11.5%0.49%vs
Emigrant BankBank Miami, FL55 out of 100, Moderate$5.7B20.3%4.77%vs
Ocean BankBank Miami, FL63 out of 100, Moderate$7.6B10.0%0.38%vs
First Federal BankBank Lake City, FL50 out of 100, Below average$4.5B10.8%2.96%vs
Capital City BankBank Tallahassee, FL72 out of 100, Strong$4.4B10.3%0.40%vs
Banco do Brasil AmericasBank Miami, FL72 out of 100, Strong$3.5B10.9%0.83%vs

Deposit insurance

Is my money safe at Bradesco Bank?

Yes. Bradesco Bank is an FDIC-insured institution (FDIC certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 63.9% of deposits ($3.2B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.95% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bradesco Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Bradesco Bank reported 859 home-loan applications under HMDA (LEI 5493006Q0EMYD3OJ8N13): 699 originated ($508,935,000 total), 79 denied, and 78 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Bradesco Bank
Former names
Bradesco BAC Florida Bank; Popular Bank of Hialeah; Popular Bank of Florida; BAC Florida Bank
Type
State-chartered bank
FDIC certificate #
21265
RSSD ID
725732
Primary regulator
FDIC
Holding company
Bbd Participacoes Sa
Established
October 12, 1973
Headquarters
3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134
Employees
339

Quick answers

Bradesco Bank: common questions

Is Bradesco Bank FDIC insured?

Yes. Bradesco Bank is an FDIC-insured institution (FDIC certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bradesco Bank's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bradesco Bank ever failed?

There is no failure record for FDIC certificate #21265 in the FDIC failed bank list.

How many branches does Bradesco Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Coral Gables

InstitutionScoreAssetsCapitalProblem loansCompare
Dade County Federal Credit UnionCredit union Sweetwater, FL84 out of 100, Strong$1.5B13.1%0.31%vs
Educational Federal Credit UnionCredit union Miami, FL84 out of 100, Strong$1.8B15.4%0.61%vs
Desjardins Bank, National AssociationBank Hallandale, FL84 out of 100, Strong$362.1M19.3%0.31%vs
Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL81 out of 100, Strong$14.2M22.9%0.04%vs
Shaw-Ross Employees Credit UnionCredit union Miami, FL81 out of 100, Strong$6.8M14.9%0.53%vs
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs