TellerScore

Column National Association (FDIC certificate #58224) is based in Salt Lake City, Utah. Its Q2 2026 call report shows $1.8B in total assets and $1.5B in deposits and 2 offices.

Column National Association has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 26th. Earnings contributes the most (100/100, 8.13%); capital cushion contributes the least (34/100, 8.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion34/100
Tier 1 leverage ratio: 8.43%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.06%
Earnings100/100
Return on assets (annualized): 8.13%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 23.3% · 86.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).

TellerScore
626975Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202470
Q4 202473
Q1 202575
Q2 202571
Q3 202571
Q4 202570
Q1 202669
Q2 202672
Tier 1 leverage ratio
5.00%7.33%9.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.35%
Q3 20248.62%
Q4 20248.74%
Q1 20259.67%
Q2 20259.15%
Q3 20259.26%
Q4 20258.94%
Q1 20268.03%
Q2 20268.43%
Noncurrent loans
0.06%0.28%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.50%
Q3 20240.45%
Q4 20240.43%
Q1 20250.42%
Q2 20250.44%
Q3 20250.50%
Q4 20250.46%
Q1 20260.29%
Q2 20260.06%
Return on assets
0.51%4.54%8.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20241.78%
Q4 20242.29%
Q1 20255.47%
Q2 20258.58%
Q3 20257.80%
Q4 20257.76%
Q1 20268.28%
Q2 20268.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$1.8B8.43%0.06%8.13%23.3%
Q1 202669$1.4B8.03%0.29%8.28%27.1%
Q4 202570$849.9M8.94%0.46%7.76%30.5%
Q3 202571$1.2B9.26%0.50%7.80%21.7%
Q2 202571$834.0M9.15%0.44%8.58%29.2%
Q1 202575$785.5M9.67%0.42%5.47%31.8%
Q4 202473$734.9M8.74%0.43%2.29%32.6%
Q3 202470$658.6M8.62%0.45%1.78%35.1%
Q2 202462$541.2M9.35%0.50%0.51%43.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.43%
5th
Total risk-based capital25.37%
96th
Problem loans0.06%
90th
Net charge-offs-0.29%
99th
Return on assets8.13%
100th
Net interest margin8.63%
99th
Efficiency ratio38.9%
93rd
Loans to deposits23.3%
98th
Uninsured deposits86.1%
1st
Loan-loss reserves0.56%
5th
Texas ratio0.1%
95th

Similar-size banks in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Transportation Alliance Bank, Inc. d/b/a TAB BankBank Ogden, UT60 out of 100, Moderate$1.6B11.7%1.79%vs
Quill BankBank Provo, UT68 out of 100, Moderate$1.6B14.4%2.54%vs
Square Financial Services, Inc.Bank Salt Lake City, UT84 out of 100, Strong$2.1B65.2%0.67%vs
Central BankBank Provo, UT89 out of 100, Very strong$2.2B15.4%0.47%vs
Prime Alliance BankBank Woods Cross, UT70 out of 100, Strong$1.1B11.5%1.60%vs
State Bank of Southern UtahBank Cedar City, UT79 out of 100, Strong$2.7B12.0%0.47%vs

Deposit insurance

Is my money safe at Column National Association?

Yes. Column National Association is an FDIC-insured institution (FDIC certificate #58224). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 86.1% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.43%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.37% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Column National Association lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Column National Association
Former names
Northern California National Bank
Type
National bank
FDIC certificate #
58224
RSSD ID
3435948
Primary regulator
OCC
Established
March 28, 2006
Headquarters
350 E 400 S, Salt Lake City, UT 84111
Employees
170

Quick answers

Column National Association: common questions

Is Column National Association FDIC insured?

Yes. Column National Association is an FDIC-insured institution (FDIC certificate #58224). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Column National Association's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Column National Association ever failed?

There is no failure record for FDIC certificate #58224 in the FDIC failed bank list.

How many branches does Column National Association have?

2 offices as of the latest FDIC data.

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