WebBank (FDIC certificate #34404) is based in Salt Lake City, Utah. Its Q2 2026 call report shows $2.9B in total assets and $2.3B in deposits and 1 office.
WebBank has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 897 banks with $1 billion – $10 billion. Among 45 banks headquartered in Utah, it ranks 6th. Capital cushion contributes the most (100/100, 17.39%); funding & liquidity contributes the least (54/100, 106% loans-to-deposits, 14% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (81 → 88), mostly because the loan quality component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 77 |
| Q4 2024 | 75 |
| Q1 2025 | 80 |
| Q2 2025 | 81 |
| Q3 2025 | 86 |
| Q4 2025 | 92 |
| Q1 2026 | 88 |
| Q2 2026 | 88 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.34% |
| Q3 2024 | 16.29% |
| Q4 2024 | 17.87% |
| Q1 2025 | 18.87% |
| Q2 2025 | 18.64% |
| Q3 2025 | 17.18% |
| Q4 2025 | 17.11% |
| Q1 2026 | 16.95% |
| Q2 2026 | 17.39% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 1.89% |
| Q4 2024 | 1.95% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.28% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.51% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.70% |
| Q3 2024 | 3.57% |
| Q4 2024 | 3.74% |
| Q1 2025 | 4.16% |
| Q2 2025 | 4.33% |
| Q3 2025 | 4.52% |
| Q4 2025 | 4.46% |
| Q1 2026 | 4.54% |
| Q2 2026 | 4.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $2.9B | 17.39% | 0.51% | 4.68% | 106.4% |
| Q1 2026 | 88 | $2.6B | 16.95% | 0.57% | 4.54% | 107.5% |
| Q4 2025 | 92 | $2.9B | 17.11% | 0.40% | 4.46% | 89.0% |
| Q3 2025 | 86 | $2.4B | 17.18% | 0.72% | 4.52% | 108.3% |
| Q2 2025 | 81 | $2.2B | 18.64% | 1.28% | 4.33% | 105.4% |
| Q1 2025 | 80 | $2.1B | 18.87% | 1.39% | 4.16% | 106.6% |
| Q4 2024 | 75 | $2.1B | 17.87% | 1.95% | 3.74% | 108.5% |
| Q3 2024 | 77 | $2.2B | 16.29% | 1.89% | 3.57% | 96.1% |
| Q2 2024 | 91 | $2.2B | 15.34% | 0.43% | 3.70% | 94.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Medallion BankBank Salt Lake City, UT | 88 out of 100, Very strong | $2.8B | 16.9% | 0.45% | vs |
| State Bank of Southern UtahBank Cedar City, UT | 79 out of 100, Strong | $2.7B | 12.0% | 0.47% | vs |
| Nelnet BankBank Draper, UT | 74 out of 100, Strong | $3.0B | 15.9% | 2.17% | vs |
| Cache Valley BankBank Logan, UT | 73 out of 100, Strong | $3.5B | 10.7% | 0.29% | vs |
| Central BankBank Provo, UT | 89 out of 100, Very strong | $2.2B | 15.4% | 0.47% | vs |
| Square Financial Services, Inc.Bank Salt Lake City, UT | 84 out of 100, Strong | $2.1B | 65.2% | 0.67% | vs |
Deposit insurance
Is my money safe at WebBank?
Yes. WebBank is an FDIC-insured institution (FDIC certificate #34404). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.9% of deposits ($313.9M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.18% (benchmark: 10%).
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| Avant Credit Card | 29.99% – 35.99% | $39 | $28 | 0.0% |
Identity & history
Profile
- Legal name
- WebBank
- Former names
- WebBank Corporation
- Type
- State-chartered bank
- FDIC certificate #
- 34404
- RSSD ID
- 2576134
- Primary regulator
- FDIC
- Established
- May 15, 1997
- Headquarters
- 215 S State St, Salt Lake City, UT 84111
- Website
- www.webbank.com
- Employees
- 257
Quick answers
WebBank: common questions
Is WebBank FDIC insured?
Yes. WebBank is an FDIC-insured institution (FDIC certificate #34404). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is WebBank's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has WebBank ever failed?
There is no failure record for FDIC certificate #34404 in the FDIC failed bank list.
How many branches does WebBank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salt Lake City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |