TellerScore

First Bank (FDIC certificate #14885) is based in Ketchikan, Alaska. Its Q2 2026 call report shows $889.9M in total assets and $816.2M in deposits and 9 offices.

Based on its Q2 2026 filing, First Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 5 banks headquartered in Alaska, it ranks 3rd. Its strongest component is problem-loan coverage (100/100; 0.1%), and its lowest is capital cushion (52/100; 10.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Tier 1 leverage ratio: 10.16%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.03%
Earnings69/100
Return on assets (annualized): 1.22%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 29.5% · 35.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (74 → 76), mostly because the capital cushion component improved by 6 points.

TellerScore
626976Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202467
Q4 202469
Q1 202573
Q2 202574
Q3 202573
Q4 202574
Q1 202674
Q2 202676
Tier 1 leverage ratio
5.00%7.58%10.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.07%
Q3 20248.78%
Q4 20249.02%
Q1 20259.33%
Q2 20259.58%
Q3 20259.34%
Q4 20259.52%
Q1 20269.88%
Q2 202610.16%
Noncurrent loans
0.00%0.46%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.91%
Q3 20240.32%
Q4 20240.30%
Q1 20250.00%
Q2 20250.00%
Q3 20250.02%
Q4 20250.05%
Q1 20260.00%
Q2 20260.03%
Return on assets
0.89%1.06%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.89%
Q3 20241.03%
Q4 20241.10%
Q1 20251.07%
Q2 20251.13%
Q3 20251.20%
Q4 20251.24%
Q1 20261.02%
Q2 20261.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$889.9M10.16%0.03%1.22%29.5%
Q1 202674$857.3M9.88%0.00%1.02%30.1%
Q4 202574$882.0M9.52%0.05%1.24%28.6%
Q3 202573$907.0M9.34%0.02%1.20%27.5%
Q2 202574$862.8M9.58%0.00%1.13%29.1%
Q1 202573$832.5M9.33%0.00%1.07%30.3%
Q4 202469$847.8M9.02%0.30%1.10%28.0%
Q3 202467$885.9M8.78%0.32%1.03%26.9%
Q2 202462$821.6M9.07%0.91%0.89%28.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.16%
35th
Total risk-based capital25.87%
94th
Problem loans0.03%
82nd
Net charge-offs-0.02%
91st
Return on assets1.22%
48th
Net interest margin3.41%
24th
Efficiency ratio70.1%
30th
Loans to deposits29.5%
98th
Uninsured deposits35.4%
16th
Loan-loss reserves2.14%
95th
Texas ratio0.1%
86th

Similar-size banks in Alaska

InstitutionScoreAssetsCapitalProblem loansCompare
Mt. McKinley BankBank Fairbanks, AK79 out of 100, Strong$635.2M18.9%1.18%vs
Denali State BankBank Fairbanks, AK61 out of 100, Moderate$522.6M11.6%2.02%vs

Deposit insurance

Is my money safe at First Bank?

Yes. First Bank is an FDIC-insured institution (FDIC certificate #14885). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.4% of deposits ($288.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.87% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

First Bank lists 9 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Bank
Former names
The First National Bank of Ketchikan
Type
State-chartered bank
FDIC certificate #
14885
RSSD ID
451068
Primary regulator
FDIC
Holding company
First Bcorp Inc
Established
September 15, 1924
Headquarters
331 Dock St, Ketchikan, AK 99901
Employees
142

Quick answers

First Bank: common questions

Is First Bank FDIC insured?

Yes. First Bank is an FDIC-insured institution (FDIC certificate #14885). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Bank ever failed?

There is no failure record for FDIC certificate #14885 in the FDIC failed bank list.

How many branches does First Bank have?

9 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Ketchikan

InstitutionScoreAssetsCapitalProblem loansCompare
Tongass Federal Credit UnionCredit union Ketchikan, AK73 out of 100, Strong$251.9M12.9%0.43%vs
Northrim BankBank Anchorage, AK69 out of 100, Moderate$3.4B10.3%0.89%vs
KeyBank National AssociationBank Cleveland, OH63 out of 100, Moderate$188.6B9.9%0.86%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs