TellerScore

Headquartered in Anchorage, Alaska, Northrim Bank is a state-chartered bank with $3.4B in total assets and $2.9B in deposits as of Q2 2026. It operates 21 offices. Its charter dates back to 1990.

Northrim Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 53% of its 897 banks with $1 billion – $10 billion. Among 5 banks headquartered in Alaska, it ranks 4th. Earnings contributes the most (99/100, 1.98%); funding & liquidity contributes the least (46/100, 88% loans-to-deposits, 39% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.26%
Loan quality70/100
Noncurrent loans ÷ total loans: 0.89%
Earnings99/100
Return on assets (annualized): 1.98%
Funding & liquidity46/100
Loans ÷ deposits and uninsured-deposit share: 87.6% · 38.9% uninsured
Problem-loan coverage88/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (63 → 69), mostly because the capital cushion component improved by 27 points.

TellerScore
586571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202458
Q1 202564
Q2 202563
Q3 202564
Q4 202570
Q1 202671
Q2 202669
Tier 1 leverage ratio
5.00%7.63%10.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.07%
Q3 20248.01%
Q4 20247.24%
Q1 20257.59%
Q2 20257.60%
Q3 20257.95%
Q4 20259.61%
Q1 202610.08%
Q2 202610.26%
Noncurrent loans
0.23%0.56%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.24%
Q3 20240.23%
Q4 20240.50%
Q1 20250.51%
Q2 20250.49%
Q3 20250.56%
Q4 20250.48%
Q1 20260.58%
Q2 20260.89%
Return on assets
1.29%1.63%1.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.31%
Q3 20241.29%
Q4 20241.31%
Q1 20251.82%
Q2 20251.71%
Q3 20251.84%
Q4 20251.80%
Q1 20261.91%
Q2 20261.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$3.4B10.26%0.89%1.98%87.6%
Q1 202671$3.3B10.08%0.58%1.91%87.3%
Q4 202570$3.3B9.61%0.48%1.80%87.5%
Q3 202564$3.3B7.95%0.56%1.84%83.0%
Q2 202563$3.2B7.60%0.49%1.71%85.9%
Q1 202564$3.1B7.59%0.51%1.82%84.8%
Q4 202458$3.0B7.24%0.50%1.31%83.5%
Q3 202464$2.9B8.01%0.23%1.29%79.8%
Q2 202464$2.8B8.07%0.24%1.31%79.4%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.26%
44th
Total risk-based capital13.39%
47th
Problem loans0.89%
31st
Net charge-offs0.02%
55th
Return on assets1.98%
88th
Net interest margin5.59%
97th
Efficiency ratio57.2%
57th
Loans to deposits87.6%
49th
Uninsured deposits38.9%
30th
Loan-loss reserves1.01%
32nd
Texas ratio5.9%
32nd

Similar-size banks in Alaska

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank AlaskaBank Anchorage, AK77 out of 100, Strong$5.1B11.9%0.47%vs

Deposit insurance

Is my money safe at Northrim Bank?

Yes. Northrim Bank is an FDIC-insured institution (FDIC certificate #33216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.9% of deposits ($1.1B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.39% (benchmark: 10%).

Check how much of your own balance is covered

21 locations

Branches

Northrim Bank lists 21 offices in 12 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northrim Bank
Type
State-chartered bank
FDIC certificate #
33216
RSSD ID
1718188
Primary regulator
FDIC
Holding company
Northrim Bcorp Inc
Established
December 4, 1990
Headquarters
3111 C St, Anchorage, AK 99503
Employees
532

Quick answers

Northrim Bank: common questions

Is Northrim Bank FDIC insured?

Yes. Northrim Bank is an FDIC-insured institution (FDIC certificate #33216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Northrim Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Northrim Bank ever failed?

There is no failure record for FDIC certificate #33216 in the FDIC failed bank list.

How many branches does Northrim Bank have?

21 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Anchorage

InstitutionScoreAssetsCapitalProblem loansCompare
Alaska Air Group Federal Credit UnionCredit union Seatac, WA89 out of 100, Very strong$135.9M14.6%0.30%vs
Credit Union 1Credit union Anchorage, AK78 out of 100, Strong$1.7B15.5%1.01%vs
First National Bank AlaskaBank Anchorage, AK77 out of 100, Strong$5.1B11.9%0.47%vs
Northern Skies Federal Credit UnionCredit union Anchorage, AK73 out of 100, Strong$231.7M13.3%1.07%vs
Alaska Dist Engineers Federal Credit UnionCredit union Jber, AK71 out of 100, Strong$12.5M9.3%0.27%vs
Nuvision Federal Credit UnionCredit union Huntington Beac, CA70 out of 100, Strong$4.0B12.0%0.62%vs