Denali State Bank (FDIC certificate #26530) is based in Fairbanks, Alaska. Its Q2 2026 call report shows $522.6M in total assets and $458.7M in deposits and 5 offices.
Based on its Q2 2026 filing, Denali State Bank scores 61/100, which we describe as moderate. That is higher than only 20% of 2,650 banks with $100 million – $1 billion. Among 5 banks headquartered in Alaska, it ranks 5th. Its strongest component is earnings (79/100; 1.47%), and its lowest is loan quality (33/100; 2.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (69 → 61), mostly because the loan quality component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 75 |
| Q4 2024 | 77 |
| Q1 2025 | 78 |
| Q2 2025 | 69 |
| Q3 2025 | 64 |
| Q4 2025 | 60 |
| Q1 2026 | 59 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.04% |
| Q3 2024 | 12.18% |
| Q4 2024 | 12.03% |
| Q1 2025 | 12.20% |
| Q2 2025 | 12.29% |
| Q3 2025 | 12.55% |
| Q4 2025 | 10.67% |
| Q1 2026 | 11.38% |
| Q2 2026 | 11.65% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.48% |
| Q2 2025 | 1.63% |
| Q3 2025 | 2.23% |
| Q4 2025 | 2.08% |
| Q1 2026 | 2.15% |
| Q2 2026 | 2.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.50% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.54% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.64% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $522.6M | 11.65% | 2.02% | 1.47% | 80.3% |
| Q1 2026 | 59 | $516.5M | 11.38% | 2.15% | 1.37% | 79.6% |
| Q4 2025 | 60 | $512.8M | 10.67% | 2.08% | 1.64% | 82.0% |
| Q3 2025 | 64 | $534.7M | 12.55% | 2.23% | 1.68% | 79.2% |
| Q2 2025 | 69 | $535.1M | 12.29% | 1.63% | 1.65% | 78.2% |
| Q1 2025 | 78 | $521.5M | 12.20% | 0.48% | 1.54% | 79.9% |
| Q4 2024 | 77 | $511.0M | 12.03% | 0.55% | 1.47% | 80.0% |
| Q3 2024 | 75 | $502.1M | 12.18% | 0.75% | 1.50% | 81.0% |
| Q2 2024 | 73 | $501.4M | 12.04% | 0.84% | 1.45% | 78.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alaska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mt. McKinley BankBank Fairbanks, AK | 79 out of 100, Strong | $635.2M | 18.9% | 1.18% | vs |
| First BankBank Ketchikan, AK | 76 out of 100, Strong | $889.9M | 10.2% | 0.03% | vs |
Deposit insurance
Is my money safe at Denali State Bank?
Yes. Denali State Bank is an FDIC-insured institution (FDIC certificate #26530). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.1% of deposits ($129.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.03% (benchmark: 10%).
5 locations
Branches
Denali State Bank lists 5 offices in 2 cities. Most locations:
- Fairbanks, AK (4)
- Tok, AK (1)
Identity & history
Profile
- Legal name
- Denali State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 26530
- RSSD ID
- 571265
- Primary regulator
- FDIC
- Holding company
- Denali Bcorp Inc
- Established
- February 3, 1986
- Headquarters
- 119 N Cushman St, Fairbanks, AK 99701
- Website
- www.denalistatebank.com
- Employees
- 76
Quick answers
Denali State Bank: common questions
Is Denali State Bank FDIC insured?
Yes. Denali State Bank is an FDIC-insured institution (FDIC certificate #26530). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Denali State Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Denali State Bank ever failed?
There is no failure record for FDIC certificate #26530 in the FDIC failed bank list.
How many branches does Denali State Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fairbanks
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mt. McKinley BankBank Fairbanks, AK | 79 out of 100, Strong | $635.2M | 18.9% | 1.18% | vs |
| First National Bank AlaskaBank Anchorage, AK | 77 out of 100, Strong | $5.1B | 11.9% | 0.47% | vs |
| Northrim BankBank Anchorage, AK | 69 out of 100, Moderate | $3.4B | 10.3% | 0.89% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |