First Security Bank of Roundup (FDIC certificate #20479) is based in Roundup, Montana. Its Q2 2026 call report shows $94.5M in total assets and $81.8M in deposits and 1 office.
Based on its Q2 2026 filing, First Security Bank of Roundup scores 66/100, which we describe as moderate. That is higher than only 28% of 546 banks with under $100 million in assets. Among 35 banks headquartered in Montana, it ranks 25th. Its strongest component is earnings (100/100; 2.36%), and its lowest is loan quality (0/100; 5.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 64 |
| Q4 2024 | 61 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 67 |
| Q4 2025 | 66 |
| Q1 2026 | 65 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.41% |
| Q3 2024 | 13.28% |
| Q4 2024 | 12.57% |
| Q1 2025 | 12.77% |
| Q2 2025 | 12.99% |
| Q3 2025 | 13.48% |
| Q4 2025 | 13.31% |
| Q1 2026 | 12.96% |
| Q2 2026 | 13.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 6.41% |
| Q3 2024 | 6.38% |
| Q4 2024 | 6.78% |
| Q1 2025 | 5.90% |
| Q2 2025 | 5.48% |
| Q3 2025 | 5.46% |
| Q4 2025 | 5.86% |
| Q1 2026 | 5.42% |
| Q2 2026 | 5.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.68% |
| Q3 2024 | 1.76% |
| Q4 2024 | 1.75% |
| Q1 2025 | 2.24% |
| Q2 2025 | 2.17% |
| Q3 2025 | 2.21% |
| Q4 2025 | 2.21% |
| Q1 2026 | 2.27% |
| Q2 2026 | 2.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $94.5M | 13.36% | 5.35% | 2.36% | 37.7% |
| Q1 2026 | 65 | $92.9M | 12.96% | 5.42% | 2.27% | 35.3% |
| Q4 2025 | 66 | $93.4M | 13.31% | 5.86% | 2.21% | 32.9% |
| Q3 2025 | 67 | $86.0M | 13.48% | 5.46% | 2.21% | 40.3% |
| Q2 2025 | 65 | $88.1M | 12.99% | 5.48% | 2.17% | 36.9% |
| Q1 2025 | 64 | $87.5M | 12.77% | 5.90% | 2.24% | 34.5% |
| Q4 2024 | 61 | $88.9M | 12.57% | 6.78% | 1.75% | 32.1% |
| Q3 2024 | 64 | $77.8M | 13.28% | 6.38% | 1.76% | 40.0% |
| Q2 2024 | 59 | $81.2M | 12.41% | 6.41% | 1.68% | 36.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Belt Valley BankBank Belt, MT | 65 out of 100, Moderate | $89.9M | 14.8% | 3.85% | vs |
| First Security Bank of Deer LodgeBank Deer Lodge, MT | 77 out of 100, Strong | $81.1M | 10.0% | 0.00% | vs |
| Peoples Bank of Deer LodgeBank Deer Lodge, MT | 62 out of 100, Moderate | $50.8M | 10.5% | 2.01% | vs |
| Davidson Trust Co.Bank Great Falls, MT | 94 out of 100, Very strong | $13.2M | 75.9% | 0.00% | vs |
Deposit insurance
Is my money safe at First Security Bank of Roundup?
Yes. First Security Bank of Roundup is an FDIC-insured institution (FDIC certificate #20479). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.3% of deposits ($22.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 27.30% (benchmark: 10%).
1 location
Branches
First Security Bank of Roundup lists 1 office in 1 city. Most locations:
- Roundup, MT (1)
Identity & history
Profile
- Legal name
- First Security Bank of Roundup
- Former names
- First Security Bank
- Type
- State-chartered bank
- FDIC certificate #
- 20479
- RSSD ID
- 625056
- Primary regulator
- FDIC
- Holding company
- Central Montana Bcorp
- Established
- September 3, 1971
- Headquarters
- 401 Main St, Roundup, MT 59072
- Website
- www.1stsecurityroundup.com
- Employees
- 11
Quick answers
First Security Bank of Roundup: common questions
Is First Security Bank of Roundup FDIC insured?
Yes. First Security Bank of Roundup is an FDIC-insured institution (FDIC certificate #20479). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Security Bank of Roundup's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Security Bank of Roundup ever failed?
There is no failure record for FDIC certificate #20479 in the FDIC failed bank list.
How many branches does First Security Bank of Roundup have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Roundup
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Valley Financial Credit UnionCredit union Billings, MT | 71 out of 100, Strong | $600.9M | 10.7% | 0.25% | vs |