Headquartered in Deer Lodge, Montana, Peoples Bank of Deer Lodge is a state-chartered bank with $50.8M in total assets and $45.8M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1987.
Based on its Q2 2026 filing, Peoples Bank of Deer Lodge scores 62/100, which we describe as moderate. That is higher than only 20% of 546 banks with under $100 million in assets. Among 35 banks headquartered in Montana, it ranks 31st. Its strongest component is earnings (100/100; 2.07%), and its lowest is loan quality (33/100; 2.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 12 points (74 → 62), mostly because the loan quality component weakened by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 46 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 73 |
| Q2 2025 | 74 |
| Q3 2025 | 68 |
| Q4 2025 | 63 |
| Q1 2026 | 54 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.30% |
| Q3 2024 | 10.77% |
| Q4 2024 | 9.97% |
| Q1 2025 | 10.84% |
| Q2 2025 | 11.10% |
| Q3 2025 | 11.20% |
| Q4 2025 | 10.51% |
| Q1 2026 | 10.21% |
| Q2 2026 | 10.50% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.12% |
| Q3 2024 | 1.14% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.07% |
| Q2 2025 | 0.98% |
| Q3 2025 | 1.64% |
| Q4 2025 | 1.89% |
| Q1 2026 | 2.70% |
| Q2 2026 | 2.01% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.31% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.46% |
| Q1 2025 | 2.03% |
| Q2 2025 | 2.09% |
| Q3 2025 | 1.97% |
| Q4 2025 | 1.86% |
| Q1 2026 | 2.07% |
| Q2 2026 | 2.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $50.8M | 10.50% | 2.01% | 2.07% | 81.1% |
| Q1 2026 | 54 | $49.9M | 10.21% | 2.70% | 2.07% | 81.5% |
| Q4 2025 | 63 | $52.6M | 10.51% | 1.89% | 1.86% | 73.4% |
| Q3 2025 | 68 | $51.3M | 11.20% | 1.64% | 1.97% | 79.0% |
| Q2 2025 | 74 | $45.4M | 11.10% | 0.98% | 2.09% | 91.1% |
| Q1 2025 | 73 | $44.3M | 10.84% | 1.07% | 2.03% | 88.4% |
| Q4 2024 | 66 | $47.9M | 9.97% | 1.13% | 1.46% | 77.6% |
| Q3 2024 | 67 | $44.0M | 10.77% | 1.14% | 1.27% | 85.8% |
| Q2 2024 | 46 | $44.1M | 10.30% | 3.12% | 1.31% | 90.5% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security Bank of Deer LodgeBank Deer Lodge, MT | 77 out of 100, Strong | $81.1M | 10.0% | 0.00% | vs |
| Davidson Trust Co.Bank Great Falls, MT | 94 out of 100, Very strong | $13.2M | 75.9% | 0.00% | vs |
| Belt Valley BankBank Belt, MT | 65 out of 100, Moderate | $89.9M | 14.8% | 3.85% | vs |
| First Security Bank of RoundupBank Roundup, MT | 66 out of 100, Moderate | $94.5M | 13.4% | 5.35% | vs |
Deposit insurance
Is my money safe at Peoples Bank of Deer Lodge?
Yes. Peoples Bank of Deer Lodge is an FDIC-insured institution (FDIC certificate #26941). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.2% of deposits ($10.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.50%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Peoples Bank of Deer Lodge lists 1 office in 1 city. Most locations:
- Deer Lodge, MT (1)
Identity & history
Profile
- Legal name
- Peoples Bank of Deer Lodge
- Former names
- Peoples Bank of Deer Lodge, National Association
- Type
- State-chartered bank
- FDIC certificate #
- 26941
- RSSD ID
- 639857
- Primary regulator
- FDIC
- Holding company
- Sandquist Corp
- Established
- April 9, 1987
- Headquarters
- 430 Main St, Deer Lodge, MT 59722
- Website
- www.pbdl.net
- Employees
- 7
Quick answers
Peoples Bank of Deer Lodge: common questions
Is Peoples Bank of Deer Lodge FDIC insured?
Yes. Peoples Bank of Deer Lodge is an FDIC-insured institution (FDIC certificate #26941). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peoples Bank of Deer Lodge's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peoples Bank of Deer Lodge ever failed?
There is no failure record for FDIC certificate #26941 in the FDIC failed bank list.
How many branches does Peoples Bank of Deer Lodge have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Deer Lodge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security Bank of Deer LodgeBank Deer Lodge, MT | 77 out of 100, Strong | $81.1M | 10.0% | 0.00% | vs |
| First Montana Bank, Inc.Bank Missoula, MT | 73 out of 100, Strong | $530.3M | 10.2% | 0.13% | vs |
| Pioneer State BankBank Deer Lodge, MT | 70 out of 100, Strong | $133.5M | 16.8% | 0.59% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |