Montana · Q2 2026 call reports
Safest banks & credit unions in Montana
35 banks and 41 credit unions are headquartered in Montana, holding $70.9B in deposits. Including out-of-state institutions, there are 477 branch locations in the state. The highest-scoring Montana-based bank is Davidson Trust Co. (94/100); highest-scoring credit union is Lincoln County Credit Union (98/100). The median score across all of them is 71.
- Banks
- 35
- Credit unions
- 41
- Branches
- 477
- Failures since 1934
- 19latest Aug 7, 1998
35 headquartered here
Montana banks ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Davidson Trust Co.Bank Great Falls | 94 out of 100, Very strong | $13.2M | 75.9% | 0.00% |
| The First State Bank of ShelbyBank Shelby | 93 out of 100, Very strong | $175.6M | 19.4% | 0.00% |
| Eagle BankBank Polson | 92 out of 100, Very strong | $179.5M | 13.0% | 0.00% |
| The Yellowstone BankBank Laurel | 88 out of 100, Very strong | $1.3B | 12.3% | 0.01% |
| Independence BankBank Havre | 84 out of 100, Strong | $1.4B | 13.4% | 0.46% |
| American BankBank Bozeman | 79 out of 100, Strong | $630.4M | 11.1% | 0.00% |
| Freedom BankBank Columbia Falls | 78 out of 100, Strong | $157.3M | 12.2% | 0.54% |
| First Security Bank of Deer LodgeBank Deer Lodge | 77 out of 100, Strong | $81.1M | 10.0% | 0.00% |
| Bank of MontanaBank Missoula | 75 out of 100, Strong | $308.6M | 8.9% | 0.00% |
| Manhattan BankBank Manhattan | 75 out of 100, Strong | $287.1M | 9.9% | 0.35% |
| The Bank of BakerBank Baker | 74 out of 100, Strong | $160.9M | 10.9% | 0.72% |
| First Montana Bank, Inc.Bank Missoula | 73 out of 100, Strong | $530.3M | 10.2% | 0.13% |
| Valley Bank of KalispellBank Kalispell | 72 out of 100, Strong | $218.1M | 9.5% | 0.35% |
| Stockman Bank of MontanaBank Miles City | 71 out of 100, Strong | $7.7B | 9.9% | 0.60% |
| Opportunity Bank of MontanaBank Helena | 71 out of 100, Strong | $2.1B | 10.9% | 0.26% |
| Three Rivers Bank of MontanaBank Kalispell | 71 out of 100, Strong | $293.1M | 11.7% | 0.93% |
| First State Bank of ForsythBank Forsyth | 71 out of 100, Strong | $165.5M | 12.1% | 1.69% |
| Bank of Bridger, National AssociationBank Bridger | 70 out of 100, Strong | $802.7M | 10.1% | 0.47% |
| The First State Bank of MaltaBank Malta | 70 out of 100, Strong | $189.7M | 14.4% | 2.20% |
| Pioneer State BankBank Deer Lodge | 70 out of 100, Strong | $133.5M | 16.8% | 0.59% |
| Valley Bank of RonanBank Ronan | 69 out of 100, Moderate | $218.1M | 9.3% | 0.26% |
| Glacier BankBank Kalispell | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% |
| Bank of The RockiesBank Helena | 68 out of 100, Moderate | $277.4M | 9.4% | 1.06% |
| Bank of BozemanBank Bozeman | 68 out of 100, Moderate | $108.4M | 10.2% | 0.39% |
| First Security Bank of RoundupBank Roundup | 66 out of 100, Moderate | $94.5M | 13.4% | 5.35% |
| Belt Valley BankBank Belt | 65 out of 100, Moderate | $89.9M | 14.8% | 3.85% |
| Farmers State BankBank Victor | 64 out of 100, Moderate | $790.3M | 8.8% | 0.68% |
| Garfield County BankBank Jordan | 64 out of 100, Moderate | $108.0M | 15.8% | 8.42% |
| Madison Valley BankBank Ennis | 63 out of 100, Moderate | $263.7M | 9.2% | 1.27% |
| First Interstate BankBank Billings | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% |
| Peoples Bank of Deer LodgeBank Deer Lodge | 62 out of 100, Moderate | $50.8M | 10.5% | 2.01% |
| Little Horn State BankBank Hardin | 59 out of 100, Moderate | $412.6M | 10.3% | 1.15% |
| TrailWest BankBank Lolo | 50 out of 100, Below average | $1.1B | 8.6% | 1.82% |
| Citizens Bank & Trust CompanyBank Big Timber | 49 out of 100, Below average | $155.4M | 9.9% | 3.15% |
| Ascent BankBank Helena | 46 out of 100, Below average | $104.1M | 8.7% | 2.51% |
41 headquartered here
Montana credit unions ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Lincoln County Credit UnionCredit union Libby | 98 out of 100, Very strong | $186.6M | 21.6% | 0.22% |
| Deer Lodge County School Emp Federal Credit UnionCredit union Anaconda | 95 out of 100, Very strong | $9.7M | 13.7% | 0.00% |
| Rimrock Credit UnionCredit union Billings | 93 out of 100, Very strong | $64.0M | 15.0% | 0.15% |
| Glendive Bn Federal Credit UnionCredit union Glendive | 93 out of 100, Very strong | $28.0M | 21.5% | 0.00% |
| Richland Federal Credit UnionCredit union Sidney | 92 out of 100, Very strong | $118.9M | 14.9% | 0.14% |
| Ravalli County Federal Credit UnionCredit union Hamilton | 92 out of 100, Very strong | $89.4M | 13.9% | 0.02% |
| Grasslands Federal Credit UnionCredit union Circle | 88 out of 100, Very strong | $141.5M | 13.5% | 0.05% |
| Fergus Federal Credit UnionCredit union Lewistown | 87 out of 100, Very strong | $117.5M | 14.1% | 0.56% |
| Mile High Federal Credit UnionCredit union Butte | 87 out of 100, Very strong | $30.2M | 14.3% | 0.00% |
| Froid Federal Credit UnionCredit union Froid | 86 out of 100, Very strong | $1.3M | 12.0% | 0.00% |
| 1st Liberty Federal Credit UnionCredit union Great Falls | 84 out of 100, Strong | $214.2M | 14.4% | 0.28% |
| M D U Employees Federal Credit UnionCredit union Glendive | 84 out of 100, Strong | $4.0M | 17.2% | 0.00% |
| Vocal Credit UnionCredit union Helena | 82 out of 100, Strong | $52.6M | 13.2% | 0.40% |
| Montana Federal Credit UnionCredit union Great Falls | 79 out of 100, Strong | $361.5M | 12.5% | 0.26% |
| St. Pats Employees Federal Credit UnionCredit union Missoula | 77 out of 100, Strong | $5.4M | 12.8% | 1.00% |
| Whitefish Credit Union AssociationCredit union Whitefish | 76 out of 100, Strong | $2.1B | 12.7% | 0.15% |
| Clearwater Federal Credit UnionCredit union Missoula | 76 out of 100, Strong | $1.2B | 12.8% | 0.67% |
| Montana Educators' Credit UnionCredit union Missoula | 76 out of 100, Strong | $35.3M | 10.0% | 0.38% |
| Seg Federal Credit UnionCredit union Laurel | 74 out of 100, Strong | $25.6M | 12.6% | 0.75% |
| Mountain West Federal Credit UnionCredit union Butte | 73 out of 100, Strong | $24.2M | 15.5% | 2.27% |
| Northern Montana Hospital Federal Credit UnionCredit union Havre | 73 out of 100, Strong | $982K | 11.7% | 0.00% |
| Northwestern Energy Employees Federal Credit UnionCredit union Butte | 72 out of 100, Strong | $35.3M | 10.9% | 0.12% |
| Valley Financial Credit UnionCredit union Billings | 71 out of 100, Strong | $600.9M | 10.7% | 0.25% |
| Intrepid Credit UnionCredit union Helena | 71 out of 100, Strong | $310.8M | 11.1% | 0.44% |
| Park Side Financial Credit UnionCredit union Whitefish | 68 out of 100, Moderate | $390.4M | 9.4% | 0.20% |
| Wolf Point Federal Credit UnionCredit union Wolf Point | 68 out of 100, Moderate | $23.3M | 17.2% | 1.54% |
| Altana Federal Credit UnionCredit union Billings | 66 out of 100, Moderate | $668.3M | 11.2% | 0.96% |
| Tricounty Federal Credit UnionCredit union Harlowton | 66 out of 100, Moderate | $1.7M | 10.2% | 0.00% |
| Billings Federal Credit UnionCredit union Billings | 64 out of 100, Moderate | $216.1M | 11.7% | 0.77% |
| Bitterroot Community Federal Credit UnionCredit union Darby | 64 out of 100, Moderate | $18.9M | 8.5% | 0.59% |
| The Family First Federal Credit UnionCredit union Great Falls | 63 out of 100, Moderate | $18.8M | 11.0% | 2.44% |
| Daniels-Sheridan Federal Credit UnionCredit union Scobey | 60 out of 100, Moderate | $92.2M | 11.9% | 1.51% |
| Community 1st Federal Credit UnionCredit union Miles City | 58 out of 100, Moderate | $43.2M | 11.1% | 1.60% |
| Butte Community Federal Credit UnionCredit union Butte | 57 out of 100, Moderate | $37.7M | 7.8% | 0.41% |
| Southwest Montana Community Federal Credit UnionCredit union Anaconda | 55 out of 100, Moderate | $203.3M | 11.6% | 1.85% |
| Badlands Federal Credit UnionCredit union Glendive | 54 out of 100, Below average | $37.6M | 8.1% | 1.45% |
| Rocky Mountain Credit UnionCredit union Helena | 53 out of 100, Below average | $426.5M | 8.7% | 1.15% |
| Sky Federal Credit UnionCredit union Livingston | 53 out of 100, Below average | $197.3M | 7.7% | 1.02% |
| Fort Peck Community Federal Credit UnionCredit union Fort Peck | 49 out of 100, Below average | $14.3M | 12.4% | 3.93% |
| Russell Country Federal Credit UnionCredit union Great Falls | 48 out of 100, Below average | $131.1M | 7.6% | 1.12% |
| The Morning Star Federal Credit UnionCredit union Lame Deer | 47 out of 100, Below average | $2.2M | 9.9% | 5.89% |
Branch networks
Out-of-state institutions with the most Montana branches
| Institution | Score | Assets | Capital | Problem loans | MT branches |
|---|---|---|---|---|---|
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | 21 |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | 17 |
| Bravera BankBank Dickinson, ND | 67 out of 100, Moderate | $3.8B | 9.7% | 0.90% | 7 |
| Citizens Alliance BankBank Clara City, MN | 47 out of 100, Below average | $1.4B | 9.8% | 1.48% | 7 |
| Horizon Credit UnionCredit union Spokane Valley, WA | 75 out of 100, Strong | $2.0B | 13.1% | 0.27% | 6 |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | 4 |
| Frontier Credit UnionCredit union Idaho Falls, ID | 58 out of 100, Moderate | $821.6M | 8.6% | 0.60% | 1 |
| Native American Bank, National AssociationBank Denver, CO | 77 out of 100, Strong | $362.0M | 14.4% | 0.94% | 1 |
| First Federal Bank & TrustBank Sheridan, WY | 40 out of 100, Below average | $621.1M | 11.1% | 3.29% | 1 |
| Weld Community Credit UnionCredit union Greeley, CO | 78 out of 100, Strong | $109.6M | 11.3% | 0.16% | 1 |
| The Bank of CommerceBank Ammon, ID | 78 out of 100, Strong | $2.3B | 15.7% | 1.35% | 1 |
| First Western Trust BankBank Denver, CO | 58 out of 100, Moderate | $3.2B | 9.2% | 0.60% | 1 |
| Merchants BankBank Rugby, ND | 65 out of 100, Moderate | $254.3M | 10.6% | 1.25% | 1 |
| Unity BankBank Augusta, WI | 27 out of 100, Low | $574.8M | 8.8% | 8.39% | 1 |
| Flanagan State BankBank Flanagan, IL | 67 out of 100, Moderate | $300.3M | 9.6% | 0.23% | 1 |
| Black Hills Federal Credit UnionCredit union Rapid City, SD | 63 out of 100, Moderate | $2.4B | 10.6% | 0.95% | 1 |
| Summit National BankBank Hulett, WY | 45 out of 100, Below average | $65.9M | 2.5% | 0.46% | 1 |
9 city pages
Banks by city in Montana
- Billings 17 institutions · 56 branches
- Missoula 15 institutions · 38 branches
- Bozeman 21 institutions · 34 branches
- Great Falls 17 institutions · 32 branches
- Helena 16 institutions · 32 branches
- Kalispell 12 institutions · 22 branches
- Butte 15 institutions · 18 branches
- Hamilton 9 institutions · 10 branches
- Whitefish 7 institutions · 8 branches
108 smaller places (below our 5-institution, 8-branch threshold for a separate page)
These places don't get a separate page; here is what's there.
- Columbia Falls: 6 branches of 6 institutions
- Livingston: 6 branches of 6 institutions
- Glasgow: 6 branches of 6 institutions
- Belgrade: 6 branches of 6 institutions
- Miles City: 6 branches of 5 institutions
- Glendive: 6 branches of 5 institutions
- Anaconda: 5 branches of 4 institutions
- Laurel: 5 branches of 5 institutions
- Stevensville: 5 branches of 5 institutions
- Lewistown: 5 branches of 5 institutions
- Havre: 5 branches of 5 institutions
- Polson: 5 branches of 5 institutions
- Sidney: 4 branches of 4 institutions
- Plentywood: 4 branches of 4 institutions
- Columbus: 4 branches of 4 institutions
- Big Timber: 4 branches of 4 institutions
- Dillon: 4 branches of 4 institutions
- Bigfork: 4 branches of 4 institutions
- Conrad: 3 branches of 3 institutions
- Deer Lodge: 3 branches of 3 institutions
- Libby: 3 branches of 3 institutions
- Malta: 3 branches of 3 institutions
- Manhattan: 3 branches of 2 institutions
- Red Lodge: 3 branches of 3 institutions
- Ennis: 3 branches of 3 institutions
- Eureka: 3 branches of 3 institutions
- Shelby: 3 branches of 3 institutions
- Thompson Falls: 3 branches of 3 institutions
- Three Forks: 3 branches of 3 institutions
- Wolf Point: 3 branches of 3 institutions
- Scobey: 2 branches of 2 institutions
- Harlowton: 2 branches of 2 institutions
- Darby: 2 branches of 2 institutions
- Fairfield: 2 branches of 2 institutions
- Troy: 2 branches of 2 institutions
- Colstrip: 2 branches of 2 institutions
- Roundup: 2 branches of 2 institutions
- Ronan: 2 branches of 2 institutions
- Culbertson: 2 branches of 2 institutions
- West Yellowstone: 2 branches of 2 institutions
- Plains: 2 branches of 2 institutions
- Whitehall: 2 branches of 2 institutions
- Ekalaka: 2 branches of 2 institutions
- Big Sky: 2 branches of 2 institutions
- Cut Bank: 2 branches of 2 institutions
- Absarokee: 2 branches of 2 institutions
- Lolo: 2 branches of 2 institutions
- Baker: 2 branches of 2 institutions
- Hardin: 2 branches of 2 institutions
- Lakeside: 2 branches of 2 institutions
- Choteau: 2 branches of 2 institutions
- Sheridan: 2 branches of 2 institutions
- Circle: 2 branches of 2 institutions
- Worden: 1 branch of 1 institution
- Arlee: 1 branch of 1 institution
- Ashland: 1 branch of 1 institution
- Belt: 1 branch of 1 institution
- Big Sandy: 1 branch of 1 institution
- Boulder: 1 branch of 1 institution
- Bridger: 1 branch of 1 institution
- Broadus: 1 branch of 1 institution
- Browning: 1 branch of 1 institution
- Cascade: 1 branch of 1 institution
- Chester: 1 branch of 1 institution
- Chinook: 1 branch of 1 institution
- Clancy: 1 branch of 1 institution
- Clyde Park: 1 branch of 1 institution
- Corvallis: 1 branch of 1 institution
- Denton: 1 branch of 1 institution
- Drummond: 1 branch of 1 institution
- Dutton: 1 branch of 1 institution
- East Helena: 1 branch of 1 institution
- Emigrant: 1 branch of 1 institution
- Fairview: 1 branch of 1 institution
- Florence: 1 branch of 1 institution
- Forsyth: 1 branch of 1 institution
- Fort Benton: 1 branch of 1 institution
- Fort Peck: 1 branch of 1 institution
- Frenchtown: 1 branch of 1 institution
- Froid: 1 branch of 1 institution
- Gardiner: 1 branch of 1 institution
- Geraldine: 1 branch of 1 institution
- Harlem: 1 branch of 1 institution
- Hinsdale: 1 branch of 1 institution
- Hot Springs: 1 branch of 1 institution
- Hysham: 1 branch of 1 institution
- Joliet: 1 branch of 1 institution
- Jordan: 1 branch of 1 institution
- Lame Deer: 1 branch of 1 institution
- Lincoln: 1 branch of 1 institution
- Malmstrom AFB: 1 branch of 1 institution
- Medicine Lake: 1 branch of 1 institution
- Philipsburg: 1 branch of 1 institution
- Poplar: 1 branch of 1 institution
- Richey: 1 branch of 1 institution
- Saint Ignatius: 1 branch of 1 institution
- Saint Regis: 1 branch of 1 institution
- Seeley Lake: 1 branch of 1 institution
- Stanford: 1 branch of 1 institution
- Superior: 1 branch of 1 institution
- Terry: 1 branch of 1 institution
- Townsend: 1 branch of 1 institution
- Twin Bridges: 1 branch of 1 institution
- Valier: 1 branch of 1 institution
- Vaughn: 1 branch of 1 institution
- Victor: 1 branch of 1 institution
- White Sulphur Springs: 1 branch of 1 institution
- Wibaux: 1 branch of 1 institution
FDIC records
Recent bank failures in Montana
- Q Bank, Fort Benton — August 7, 1998; deposits assumed by Heritage State Bank
- First Security Bank of Anaconda, Anaconda — March 16, 1992; deposits assumed by Bank of Montana Anaconda
- First Security Bank of Glendive, Glendive — December 1, 1989; deposits assumed by The First National Bank of
- Treasure State Bank, Glasgow — June 9, 1989; deposits assumed by Valley Bank of Glasgow
- Great Falls Fs&la, Great Falls — December 30, 1988; deposits assumed by Western Fs&la of Montana
- The Village Bank, Great Falls — April 22, 1988; deposits assumed by Village Bank of Great Fa
- Valley Bank of Belgrade, Belgrade — July 31, 1987; deposits assumed by Valley Bank of Belgrade
- United Bank, Libby — May 14, 1987; deposits assumed by First National Bank in L