Great Plains Bank (FDIC certificate #505) is based in Eureka, South Dakota. Its Q2 2026 call report shows $150.4M in total assets and $120.6M in deposits and 3 offices.
Based on its Q2 2026 filing, Great Plains Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in South Dakota, it ranks 44th. Its strongest component is capital cushion (100/100; 17.69%), and its lowest is loan quality (0/100; 3.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (82 → 65), mostly because the loan quality component weakened by 52 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 84 |
| Q1 2025 | 90 |
| Q2 2025 | 82 |
| Q3 2025 | 94 |
| Q4 2025 | 94 |
| Q1 2026 | 93 |
| Q2 2026 | 65 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.46% |
| Q3 2024 | 16.44% |
| Q4 2024 | 16.14% |
| Q1 2025 | 16.86% |
| Q2 2025 | 17.17% |
| Q3 2025 | 17.20% |
| Q4 2025 | 17.42% |
| Q1 2026 | 17.50% |
| Q2 2026 | 17.69% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.70% |
| Q3 2024 | 1.71% |
| Q4 2024 | 1.24% |
| Q1 2025 | 0.56% |
| Q2 2025 | 1.44% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.16% |
| Q2 2026 | 3.49% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.23% |
| Q3 2024 | 2.21% |
| Q4 2024 | 2.21% |
| Q1 2025 | 4.90% |
| Q2 2025 | 3.47% |
| Q3 2025 | 3.16% |
| Q4 2025 | 2.71% |
| Q1 2026 | 2.42% |
| Q2 2026 | 1.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $150.4M | 17.69% | 3.49% | 1.85% | 89.3% |
| Q1 2026 | 93 | $151.3M | 17.50% | 0.16% | 2.42% | 91.2% |
| Q4 2025 | 94 | $154.5M | 17.42% | 0.02% | 2.71% | 90.2% |
| Q3 2025 | 94 | $149.4M | 17.20% | 0.07% | 3.16% | 87.6% |
| Q2 2025 | 82 | $145.2M | 17.17% | 1.44% | 3.47% | 89.0% |
| Q1 2025 | 90 | $147.8M | 16.86% | 0.56% | 4.90% | 90.2% |
| Q4 2024 | 84 | $148.4M | 16.14% | 1.24% | 2.21% | 85.4% |
| Q3 2024 | 79 | $146.8M | 16.44% | 1.71% | 2.21% | 83.9% |
| Q2 2024 | 79 | $138.9M | 16.46% | 1.70% | 2.23% | 89.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State Bank, of ArlingtonBank Arlington, SD | 82 out of 100, Strong | $153.2M | 11.7% | 0.00% | vs |
| First State Bank of RoscoeBank Roscoe, SD | 92 out of 100, Very strong | $147.5M | 13.8% | 0.00% | vs |
| Heartland State BankBank Redfield, SD | 79 out of 100, Strong | $154.0M | 9.9% | 0.00% | vs |
| Dnb National BankBank Clear Lake, SD | 79 out of 100, Strong | $124.1M | 8.9% | 0.00% | vs |
| Farmers and Merchants State BankBank Plankinton, SD | 73 out of 100, Strong | $180.4M | 11.0% | 0.76% | vs |
| Security State BankBank Alexandria, SD | 36 out of 100, Low | $103.0M | 8.2% | 3.72% | vs |
Deposit insurance
Is my money safe at Great Plains Bank?
Yes. Great Plains Bank is an FDIC-insured institution (FDIC certificate #505). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.4% of deposits ($28.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.69%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Great Plains Bank lists 3 offices in 3 cities. Most locations:
- Aberdeen, SD (1)
- Eden, SD (1)
- Eureka, SD (1)
Identity & history
Profile
- Legal name
- Great Plains Bank
- Former names
- Eureka State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 505
- RSSD ID
- 589158
- Primary regulator
- FDIC
- Holding company
- Great Plains Bank Corp
- Established
- October 23, 1920
- Headquarters
- 702 7th St, Eureka, SD 57437
- Website
- www.greatplainsbank.com
- Employees
- 21
Quick answers
Great Plains Bank: common questions
Is Great Plains Bank FDIC insured?
Yes. Great Plains Bank is an FDIC-insured institution (FDIC certificate #505). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Great Plains Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Great Plains Bank ever failed?
There is no failure record for FDIC certificate #505 in the FDIC failed bank list.
How many branches does Great Plains Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Eureka
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of RoscoeBank Roscoe, SD | 92 out of 100, Very strong | $147.5M | 13.8% | 0.00% | vs |
| McIntosh County BankBank Ashley, ND | 84 out of 100, Strong | $118.7M | 11.0% | 0.00% | vs |
| Campbell County Bank, Inc.Bank Herreid, SD | 82 out of 100, Strong | $240.7M | 12.9% | 0.58% | vs |
| Hometown Credit UnionCredit union Kulm, ND | 58 out of 100, Moderate | $223.1M | 15.6% | 6.81% | vs |