TellerScore

Haddon Savings Bank (FDIC certificate #28222) is based in Haddon Heights, New Jersey. Its Q2 2026 call report shows $421.4M in total assets and $351.3M in deposits and 2 offices.

Based on its Q2 2026 filing, Haddon Savings Bank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 40th. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is earnings (16/100; -0.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Tier 1 leverage ratio: 8.28%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.24%
Earnings16/100
Return on assets (annualized): -0.10%
Funding & liquidity85/100
Loans ÷ deposits and uninsured-deposit share: 75.5% · 5.9% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 58).

TellerScore
545861Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202460
Q4 202455
Q1 202554
Q2 202559
Q3 202560
Q4 202560
Q1 202661
Q2 202658
Tier 1 leverage ratio
5.00%7.37%9.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.73%
Q3 20249.31%
Q4 20248.93%
Q1 20258.86%
Q2 20258.80%
Q3 20258.76%
Q4 20258.66%
Q1 20268.56%
Q2 20268.28%
Noncurrent loans
0.14%0.42%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.70%
Q3 20240.25%
Q4 20240.52%
Q1 20250.69%
Q2 20250.18%
Q3 20250.20%
Q4 20250.18%
Q1 20260.14%
Q2 20260.24%
Return on assets
-0.43%-0.26%-0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.36%
Q3 2024-0.38%
Q4 2024-0.43%
Q1 2025-0.34%
Q2 2025-0.28%
Q3 2025-0.20%
Q4 2025-0.21%
Q1 2026-0.13%
Q2 2026-0.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$421.4M8.28%0.24%-0.10%75.5%
Q1 202661$410.9M8.56%0.14%-0.13%71.5%
Q4 202560$407.2M8.66%0.18%-0.21%72.0%
Q3 202560$397.2M8.76%0.20%-0.20%70.2%
Q2 202559$400.3M8.80%0.18%-0.28%72.8%
Q1 202554$399.8M8.86%0.69%-0.34%74.1%
Q4 202455$398.5M8.93%0.52%-0.43%71.4%
Q3 202460$397.8M9.31%0.25%-0.38%71.2%
Q2 202457$384.2M9.73%0.70%-0.36%65.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.28%
4th
Total risk-based capital12.99%
57th
Problem loans0.24%
62nd
Net charge-offs-0.02%
93rd
Return on assets-0.10%
3rd
Net interest margin1.76%
1st
Efficiency ratio106.8%
2nd
Loans to deposits75.5%
59th
Uninsured deposits5.9%
98th
Loan-loss reserves0.53%
4th
Texas ratio2.5%
52nd

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Lusitania Savings BankBank Newark, NJ86 out of 100, Very strong$418.1M15.0%0.19%vs
The First National Bank of ElmerBank Elmer, NJ58 out of 100, Moderate$407.8M10.0%1.14%vs
Ascendia BankBank Glen Rock, NJ62 out of 100, Moderate$395.3M9.3%0.13%vs
United Roosevelt Savings BankBank Carteret, NJ57 out of 100, Moderate$381.2M9.1%0.03%vs
Franklin BankBank Pilesgrove, NJ72 out of 100, Strong$334.1M10.3%0.15%vs
1st Bank of Sea Isle CityBank Sea Isle City, NJ62 out of 100, Moderate$311.1M9.7%0.00%vs

Deposit insurance

Is my money safe at Haddon Savings Bank?

Yes. Haddon Savings Bank is an FDIC-insured institution (FDIC certificate #28222). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 5.9% of deposits ($20.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.28%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.99% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Haddon Savings Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Haddon Savings Bank
Former names
Haddon Savings and Loan Association
Type
SI
FDIC certificate #
28222
RSSD ID
1008076
Primary regulator
FDIC
Established
January 1, 1905
Headquarters
201 White Horse Pike, Haddon Heights, NJ 08035
Employees
37

Quick answers

Haddon Savings Bank: common questions

Is Haddon Savings Bank FDIC insured?

Yes. Haddon Savings Bank is an FDIC-insured institution (FDIC certificate #28222). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Haddon Savings Bank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Haddon Savings Bank ever failed?

There is no failure record for FDIC certificate #28222 in the FDIC failed bank list.

How many branches does Haddon Savings Bank have?

2 offices as of the latest FDIC data.

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