TellerScore

Longview Bank is a state-chartered bank headquartered in Ogden, Illinois, in business for about 127 years. At the end of Q2 2026 it reported $732.1M in total assets and $653.1M in deposits, with 14 offices.

Based on its Q2 2026 filing, Longview Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 238th. Its strongest component is problem-loan coverage (84/100; 7.8%), and its lowest is capital cushion (34/100; 8.43%).

TellerScore · Q2 2026

Scorecard

Capital cushion34/100
Tier 1 leverage ratio: 8.43%
Loan quality73/100
Noncurrent loans ÷ total loans: 0.80%
Earnings82/100
Return on assets (annualized): 1.54%
Funding & liquidity56/100
Loans ÷ deposits and uninsured-deposit share: 92.6% · 25.5% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (57 → 62), mostly because the earnings component improved by 11 points.

TellerScore
455463Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202454
Q4 202455
Q1 202545
Q2 202557
Q3 202558
Q4 202558
Q1 202663
Q2 202662
Tier 1 leverage ratio
5.00%6.73%8.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.29%
Q3 20248.34%
Q4 20248.06%
Q1 20258.05%
Q2 20258.47%
Q3 20258.45%
Q4 20258.10%
Q1 20268.36%
Q2 20268.43%
Noncurrent loans
0.74%1.43%2.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.36%
Q3 20241.20%
Q4 20241.08%
Q1 20252.11%
Q2 20251.11%
Q3 20251.08%
Q4 20250.95%
Q1 20260.74%
Q2 20260.80%
Return on assets
1.02%1.28%1.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20241.09%
Q4 20241.10%
Q1 20251.20%
Q2 20251.28%
Q3 20251.32%
Q4 20251.36%
Q1 20261.52%
Q2 20261.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$732.1M8.43%0.80%1.54%92.6%
Q1 202663$680.4M8.36%0.74%1.52%88.2%
Q4 202558$672.1M8.10%0.95%1.36%89.7%
Q3 202558$669.2M8.45%1.08%1.32%87.4%
Q2 202557$635.5M8.47%1.11%1.28%89.0%
Q1 202545$633.0M8.05%2.11%1.20%86.3%
Q4 202455$636.3M8.06%1.08%1.10%88.4%
Q3 202454$622.4M8.34%1.20%1.09%89.8%
Q2 202452$600.1M8.29%1.36%1.02%88.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.43%
5th
Total risk-based capital11.10%
50th
Problem loans0.80%
33rd
Net charge-offs0.02%
39th
Return on assets1.54%
68th
Net interest margin4.42%
76th
Efficiency ratio51.1%
81st
Loans to deposits92.6%
21st
Uninsured deposits25.5%
44th
Loan-loss reserves0.75%
9th
Texas ratio7.8%
24th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
First Neighbor Bank, National AssociationBank Toledo, IL55 out of 100, Moderate$736.0M10.6%2.00%vs
Midwest BankBank Monmouth, IL66 out of 100, Moderate$736.4M8.8%0.32%vs
The Peoples State Bank of Newton, IllinoisBank Newton, IL81 out of 100, Strong$736.7M13.5%0.54%vs
The Bradford National Bank of GreenvilleBank Greenville, IL58 out of 100, Moderate$722.8M8.9%1.92%vs
Albank National AssociationBank Chicago, IL70 out of 100, Strong$721.8M17.0%1.13%vs
Hickory Point Bank and TrustBank Decatur, IL77 out of 100, Strong$717.5M11.0%0.18%vs

Deposit insurance

Is my money safe at Longview Bank?

Yes. Longview Bank is an FDIC-insured institution (FDIC certificate #1786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.5% of deposits ($166.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.43%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.10% (benchmark: 10%).

Check how much of your own balance is covered

14 locations

Branches

Longview Bank lists 14 offices in 14 cities. Most locations:

  • Chrisman, IL (1)
  • Danville, IL (1)
  • Georgetown, IL (1)
  • Marshall, IL (1)
  • Newman, IL (1)
  • Ogden, IL (1)
  • Paris, IL (1)
  • Royal, IL (1)
  • Saint Joseph, IL (1)
  • Savoy, IL (1)
  • Sidney, IL (1)
  • Tilton, IL (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Longview Bank reported 480 home-loan applications under HMDA (LEI 549300POCKENHFN8BN88): 439 originated ($80,585,000 total), 10 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Longview Bank
Former names
Longview State Bank
Type
State-chartered bank
FDIC certificate #
1786
RSSD ID
380533
Primary regulator
FDIC
Holding company
Longview Capital Corp
Established
September 1, 1899
Headquarters
102 S East Ave, Ogden, IL 61859
Employees
109

Quick answers

Longview Bank: common questions

Is Longview Bank FDIC insured?

Yes. Longview Bank is an FDIC-insured institution (FDIC certificate #1786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Longview Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Longview Bank ever failed?

There is no failure record for FDIC certificate #1786 in the FDIC failed bank list.

How many branches does Longview Bank have?

14 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Ogden

InstitutionScoreAssetsCapitalProblem loansCompare
First Federal Savings Bank of Champaign UrbanaBank Champaign, IL90 out of 100, Very strong$192.5M12.7%0.09%vs
Community Plus Federal Credit UnionCredit union Rantoul, IL90 out of 100, Very strong$28.1M18.4%0.51%vs
Clifford-Jacobs Employees Credit UnionCredit union Champaign, IL86 out of 100, Very strong$1.2M55.5%0.16%vs
Villa Grove State BankBank Villa Grove, IL86 out of 100, Very strong$85.9M12.2%0.00%vs
BankChampaign, National AssociationBank Champaign, IL84 out of 100, Strong$242.8M11.8%0.00%vs
Bank of RantoulBank Rantoul, IL82 out of 100, Strong$285.8M10.8%0.00%vs