Headquartered in Camden, Maine, The Camden National Bank is a national bank with $6.9B in total assets and $5.6B in deposits as of Q2 2026. It operates 74 offices across 2 states. Its charter dates back to 1875.
Based on its Q2 2026 filing, The Camden National Bank scores 69/100, which we describe as moderate. That is higher than 53% of 897 banks with $1 billion – $10 billion. Among 22 banks headquartered in Maine, it ranks 10th. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is capital cushion (41/100; 9.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (61 → 69), mostly because the earnings component improved by 25 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 68 |
| Q4 2024 | 68 |
| Q1 2025 | 62 |
| Q2 2025 | 61 |
| Q3 2025 | 65 |
| Q4 2025 | 66 |
| Q1 2026 | 69 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.16% |
| Q3 2024 | 9.35% |
| Q4 2024 | 9.36% |
| Q1 2025 | 8.17% |
| Q2 2025 | 8.37% |
| Q3 2025 | 8.52% |
| Q4 2025 | 8.64% |
| Q1 2026 | 8.92% |
| Q2 2026 | 9.12% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.13% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.97% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.91% |
| Q4 2025 | 1.03% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $6.9B | 9.12% | 0.24% | 1.35% | 88.9% |
| Q1 2026 | 69 | $7.0B | 8.92% | 0.22% | 1.31% | 87.8% |
| Q4 2025 | 66 | $7.0B | 8.64% | 0.14% | 1.03% | 88.5% |
| Q3 2025 | 65 | $7.0B | 8.52% | 0.17% | 0.91% | 91.4% |
| Q2 2025 | 61 | $6.9B | 8.37% | 0.37% | 0.72% | 88.4% |
| Q1 2025 | 62 | $6.9B | 8.17% | 0.15% | 0.53% | 86.1% |
| Q4 2024 | 68 | $5.8B | 9.36% | 0.12% | 0.97% | 87.6% |
| Q3 2024 | 68 | $5.7B | 9.35% | 0.13% | 0.93% | 88.8% |
| Q2 2024 | 67 | $5.7B | 9.16% | 0.19% | 0.92% | 90.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bangor Savings BankBank Bangor, ME | 55 out of 100, Moderate | $7.7B | 7.8% | 0.47% | vs |
| Northeast BankBank Portland, ME | 78 out of 100, Strong | $5.2B | 11.9% | 0.55% | vs |
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| First National BankBank Damariscotta, ME | 64 out of 100, Moderate | $3.2B | 9.2% | 0.75% | vs |
| Maine Community BankBank Portland, ME | 67 out of 100, Moderate | $3.0B | 10.1% | 0.46% | vs |
| Machias Savings BankBank Machias, ME | 73 out of 100, Strong | $2.7B | 12.1% | 0.40% | vs |
Deposit insurance
Is my money safe at The Camden National Bank?
Yes. The Camden National Bank is an FDIC-insured institution (FDIC certificate #4255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.1% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.12%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.69% (benchmark: 10%).
74 locations
Branches
The Camden National Bank lists 72 offices in 63 cities across 2 states. Most locations:
- Augusta, ME (3)
- Bangor, ME (2)
- Belfast, ME (2)
- Brunswick, ME (2)
- Camden, ME (2)
- Ellsworth, ME (2)
- North Conway, NH (2)
- Waterville, ME (2)
- Auburn, ME (1)
- Bar Harbor, ME (1)
- Bath, ME (1)
- Bedford, NH (1)
HMDA 2025
Mortgage lending
In 2025, The Camden National Bank reported 3,167 home-loan applications under HMDA (LEI 549300VMVKSQE1B7DD43): 2,231 originated ($690,685,000 total), 457 denied, and 430 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Camden National Bank
- Type
- National bank
- FDIC certificate #
- 4255
- RSSD ID
- 593007
- Primary regulator
- OCC
- Holding company
- Camden National Corp
- Established
- January 1, 1875
- Headquarters
- 2 Elm St, Camden, ME 04843
- Website
- www.camdennational.bank
- Employees
- 679
Quick answers
The Camden National Bank: common questions
Is The Camden National Bank FDIC insured?
Yes. The Camden National Bank is an FDIC-insured institution (FDIC certificate #4255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Camden National Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Camden National Bank ever failed?
There is no failure record for FDIC certificate #4255 in the FDIC failed bank list.
How many branches does The Camden National Bank have?
74 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Camden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ksw Federal Credit UnionCredit union Waterville, ME | 85 out of 100, Very strong | $122.2M | 14.6% | 1.02% | vs |
| Machias Savings BankBank Machias, ME | 73 out of 100, Strong | $2.7B | 12.1% | 0.40% | vs |
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| Midcoast Federal Credit UnionCredit union Freeport, ME | 66 out of 100, Moderate | $267.1M | 11.1% | 0.41% | vs |
| First National BankBank Damariscotta, ME | 64 out of 100, Moderate | $3.2B | 9.2% | 0.75% | vs |
| Rockland Savings Bank, FSBBank Rockland, ME | 63 out of 100, Moderate | $90.8M | 9.7% | 0.02% | vs |