TellerScore

Metairie Bank & Trust Company (FDIC certificate #16539) is based in Metairie, Louisiana. Its Q2 2026 call report shows $666.0M in total assets and $586.2M in deposits and 8 offices.

Based on its Q2 2026 filing, Metairie Bank & Trust Company scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 29th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is capital cushion (65/100; 11.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.49%
Loan quality85/100
Noncurrent loans ÷ total loans: 0.46%
Earnings69/100
Return on assets (annualized): 1.22%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 85.9% · 14.0% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 75).

TellerScore
747575Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202474
Q1 202574
Q2 202575
Q3 202575
Q4 202575
Q1 202675
Q2 202675
Tier 1 leverage ratio
5.00%8.30%11.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.10%
Q3 202411.37%
Q4 202411.30%
Q1 202511.40%
Q2 202511.37%
Q3 202511.53%
Q4 202511.26%
Q1 202611.61%
Q2 202611.49%
Noncurrent loans
0.10%0.31%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.10%
Q3 20240.39%
Q4 20240.45%
Q1 20250.40%
Q2 20250.39%
Q3 20250.37%
Q4 20250.35%
Q1 20260.52%
Q2 20260.46%
Return on assets
0.87%1.04%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20241.09%
Q4 20241.08%
Q1 20250.95%
Q2 20251.10%
Q3 20251.14%
Q4 20251.17%
Q1 20261.21%
Q2 20261.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$666.0M11.49%0.46%1.22%85.9%
Q1 202675$658.3M11.61%0.52%1.21%85.2%
Q4 202575$651.7M11.26%0.35%1.17%85.4%
Q3 202575$643.3M11.53%0.37%1.14%83.9%
Q2 202575$624.9M11.37%0.39%1.10%83.8%
Q1 202574$625.5M11.40%0.40%0.95%83.2%
Q4 202474$612.0M11.30%0.45%1.08%84.0%
Q3 202475$608.9M11.37%0.39%1.09%83.5%
Q2 202475$598.3M11.10%0.10%0.87%85.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.49%
58th
Total risk-based capital0.00%
24th
Problem loans0.46%
47th
Net charge-offs0.02%
38th
Return on assets1.22%
48th
Net interest margin4.27%
69th
Efficiency ratio61.0%
54th
Loans to deposits85.9%
36th
Uninsured deposits14.0%
84th
Loan-loss reserves1.04%
31st
Texas ratio3.1%
48th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
United Community BankBank Raceland, LA83 out of 100, Strong$665.5M14.5%0.73%vs
Concordia Bank & Trust CompanyBank Vidalia, LA52 out of 100, Below average$667.0M11.1%2.54%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Homeland Federal Savings BankBank Columbia, LA59 out of 100, Moderate$657.8M9.2%0.99%vs
The First National Bank of JeaneretteBank Jeanerette, LA73 out of 100, Strong$646.5M10.0%0.23%vs
Home Federal BankBank Shreveport, LA65 out of 100, Moderate$644.0M9.3%0.63%vs

Deposit insurance

Is my money safe at Metairie Bank & Trust Company?

Yes. Metairie Bank & Trust Company is an FDIC-insured institution (FDIC certificate #16539). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.0% of deposits ($82.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Metairie Bank & Trust Company lists 8 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Metairie Bank & Trust Company reported 135 home-loan applications under HMDA (LEI 549300K3SVNVK97FCP36): 91 originated ($29,625,000 total), 31 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 25.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Metairie Bank & Trust Company
Former names
Metairie Savings Bank & Trust Company
Type
State-chartered bank
FDIC certificate #
16539
RSSD ID
55336
Primary regulator
FDIC
Holding company
Mbt Bancshares Inc
Established
February 15, 1947
Headquarters
3344 Metairie Rd, Metairie, LA 70001
Employees
110

Quick answers

Metairie Bank & Trust Company: common questions

Is Metairie Bank & Trust Company FDIC insured?

Yes. Metairie Bank & Trust Company is an FDIC-insured institution (FDIC certificate #16539). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Metairie Bank & Trust Company's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Metairie Bank & Trust Company ever failed?

There is no failure record for FDIC certificate #16539 in the FDIC failed bank list.

How many branches does Metairie Bank & Trust Company have?

8 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Metairie

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs