TellerScore

Northeast Community Federal Credit Union (NCUA charter #23780) is based in San Francisco, California. Its Q2 2026 call report shows $15.2M in total assets and $9.8M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Northeast Community Federal Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 32.63%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 4.08%
Funding & liquidity100/100
Loans ÷ shares: 53.1% · 8.5% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (97 → 100), mostly because the earnings component improved by 15 points.

TellerScore
8995100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202493
Q4 202498
Q1 202590
Q2 202597
Q3 202595
Q4 202589
Q1 2026100
Q2 2026100
Net worth ratio
7.00%22.80%38.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.42%
Q3 202431.61%
Q4 202431.41%
Q1 202530.94%
Q2 202538.60%
Q3 202532.17%
Q4 202530.05%
Q1 202630.24%
Q2 202632.63%
Delinquent loans (60+ days)
0.00%0.01%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.01%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.61%2.35%4.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.61%
Q3 20241.16%
Q4 20241.72%
Q1 20250.83%
Q2 20251.62%
Q3 20251.36%
Q4 20250.67%
Q1 20262.60%
Q2 20264.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$15.2M32.63%0.00%4.08%53.1%
Q1 2026100$15.8M30.24%0.00%2.60%52.6%
Q4 202589$15.7M30.05%0.00%0.67%50.4%
Q3 202595$15.3M32.17%0.00%1.36%43.9%
Q2 202597$16.3M38.60%0.01%1.62%42.9%
Q1 202590$15.9M30.94%0.00%0.83%34.0%
Q4 202498$15.9M31.41%0.00%1.72%34.4%
Q3 202493$15.3M31.61%0.00%1.16%28.8%
Q2 202489$15.7M30.42%0.00%0.61%26.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio32.63%
95th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets4.08%
100th
Loans to deposits53.1%
58th
Uninsured deposits8.5%
9th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
L.A. Healthcare Federal Credit UnionCredit union Los Angeles, CA53 out of 100, Below average$14.9M8.3%0.92%vs
Mid-Cities Credit UnionCredit union Compton, CA54 out of 100, Below average$16.0M7.1%0.69%vs
United Association Credit UnionCredit union Concord, CA80 out of 100, Strong$14.3M17.3%0.45%vs
Atchison Village Credit UnionCredit union Richmond, CA51 out of 100, Below average$13.3M11.3%2.01%vs
Fontana Federal Credit UnionCredit union Fontana, CA56 out of 100, Moderate$17.5M8.6%1.06%vs
Espeeco Federal Credit UnionCredit union Bakersfield, CA50 out of 100, Below average$12.0M7.0%0.65%vs

Deposit insurance

Is my money safe at Northeast Community Federal Credit Union?

Yes. Northeast Community Federal Credit Union is a federally insured credit union (NCUA charter #23780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($835K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 32.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Northeast Community Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northeast Community Federal Credit Union
Type
Federal credit union
NCUA charter #
23780
RSSD ID
848592
Primary regulator
NCUA
Established
1981
Headquarters
127 Waverly Pl, San Francisco, CA 94108
Employees
7

Quick answers

Northeast Community Federal Credit Union: common questions

Is Northeast Community Federal Credit Union NCUA insured?

Yes. Northeast Community Federal Credit Union is a federally insured credit union (NCUA charter #23780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northeast Community Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northeast Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Francisco

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA87 out of 100, Very strong$31.8M18.4%0.00%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs
GBC International BankBank Los Angeles, CA83 out of 100, Strong$658.5M15.9%0.26%vs
Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs