TellerScore

Stifel Trust Company, National Association is a national bank headquartered in Saint Louis, Missouri, in business for about 33 years. At the end of Q2 2026 it reported $911.0M in total assets and $850.4M in deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Stifel Trust Company, National Association scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 105th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (25/100; 7.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion25/100
Tier 1 leverage ratio: 7.52%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 3.33%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 0.0% · 99.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (75 → 70), mostly because the capital cushion component weakened by 16 points.

TellerScore
707376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202473
Q1 202575
Q2 202575
Q3 202576
Q4 202574
Q1 202674
Q2 202670
Tier 1 leverage ratio
5.00%7.21%9.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.06%
Q3 20248.38%
Q4 20248.39%
Q1 20259.00%
Q2 20259.14%
Q3 20259.42%
Q4 20258.83%
Q1 20268.83%
Q2 20267.52%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
3.07%3.30%3.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.44%
Q3 20243.51%
Q4 20243.53%
Q1 20253.07%
Q2 20253.19%
Q3 20253.25%
Q4 20253.24%
Q1 20263.24%
Q2 20263.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$911.0M7.52%0.00%3.33%0.0%
Q1 202674$926.1M8.83%0.00%3.24%0.0%
Q4 202574$924.9M8.83%0.00%3.24%0.0%
Q3 202576$926.2M9.42%0.00%3.25%0.0%
Q2 202575$926.1M9.14%0.00%3.19%0.0%
Q1 202575$920.8M9.00%0.00%3.07%0.0%
Q4 202473$904.8M8.39%0.00%3.53%0.0%
Q3 202473$905.0M8.38%0.00%3.51%0.0%
Q2 202472$888.6M8.06%0.00%3.44%0.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.52%
1st
Total risk-based capital38.50%
98th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets3.33%
99th
Net interest margin4.28%
69th
Efficiency ratio38.9%
97th
Loans to deposits0.0%
100th
Uninsured deposits99.9%
0th
Loan-loss reserves0.00%
0th
Texas ratio0.0%
95th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Bank & Trust Co.Bank Troy, MO58 out of 100, Moderate$908.3M10.0%2.27%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Mid-Missouri BankBank Springfield, MO80 out of 100, Strong$946.7M10.8%0.07%vs
American Bank of FreedomBank Wellsville, MO53 out of 100, Below average$948.3M10.0%1.54%vs
Midwest Regional BankBank Clayton, MO26 out of 100, Low$949.0M10.2%6.61%vs
PSB BankBank Rhineland, MO65 out of 100, Moderate$854.5M8.1%0.29%vs

Deposit insurance

Is my money safe at Stifel Trust Company, National Association?

Yes. Stifel Trust Company, National Association is an FDIC-insured institution (FDIC certificate #33785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 99.9% of deposits ($849.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.52%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 38.50% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Stifel Trust Company, National Association lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Stifel Trust Company, National Association
Former names
Legg Mason Trust, FSB; Legg Mason Trust Company, National Association; Legg Mason Investment Counsel & Trust Company, National Association; Legg Mason Trust Company; 1919 Investment Counsel & Trust Company, National Association
Type
National bank
FDIC certificate #
33785
RSSD ID
2713920
Primary regulator
OCC
Holding company
Stifel Financial Corp
Established
February 16, 1993
Headquarters
501 N Broadway, Saint Louis, MO 63102
Employees
57

Quick answers

Stifel Trust Company, National Association: common questions

Is Stifel Trust Company, National Association FDIC insured?

Yes. Stifel Trust Company, National Association is an FDIC-insured institution (FDIC certificate #33785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Stifel Trust Company, National Association's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Stifel Trust Company, National Association ever failed?

There is no failure record for FDIC certificate #33785 in the FDIC failed bank list.

How many branches does Stifel Trust Company, National Association have?

2 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Saint Louis

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Division #6 Highway Credit UnionCredit union Chesterfield, MO88 out of 100, Very strong$15.7M17.9%0.24%vs
Century Credit UnionCredit union Saint Louis, MO87 out of 100, Very strong$182.0M17.6%0.37%vs
Jm Associates Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$151.2M15.5%0.71%vs