The First National Bank of Lindsay no longer operates under this certificate. It failed on October 18, 2024. See the failure record.
The First National Bank of Lindsay is a national bank headquartered in Lindsay, Oklahoma, in business for about 124 years. At the end of Q3 2024 it reported $114.3M in total assets and $101.1M in deposits.
Based on its Q3 2024 filing, The First National Bank of Lindsay scores 28/100, which we describe as low. That is higher than only 0% of 2,822 banks with $100 million – $1 billion. Among 178 banks headquartered in Oklahoma, it ranks 176th. Its strongest component is funding & liquidity (88/100; 73% loans-to-deposits, -2% uninsured), and its lowest is problem-loan coverage (0/100; 133.7%).
TellerScore · Q3 2024
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
2 quarters
Health trend
From Q2 2024 to Q3 2024, the score fell 28 points (56 → 28), mostly because the problem-loan coverage component weakened by 74 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 28 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.96% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.04% |
| Q3 2024 | 10.65% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.29% |
| Q3 2024 | -0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q3 2024 | 28 | $114.3M | 9.96% | 10.65% | -0.71% | 72.6% |
| Q2 2024 | 56 | $107.8M | 9.48% | 2.04% | 1.29% | 76.4% |
2,822 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cleo State BankBank Cleo Springs, OK | 93 out of 100, Very strong | $114.2M | 15.8% | 0.48% | vs |
| Community BankBank Bristow, OK | 76 out of 100, Strong | $112.4M | 10.9% | 0.76% | vs |
| The State Bank of WynnewoodBank Wynnewood, OK | 86 out of 100, Very strong | $112.0M | 14.5% | 0.00% | vs |
| FNB CowetaBank Coweta, OK | 74 out of 100, Strong | $110.8M | 10.4% | 0.73% | vs |
| CorebankBank Waynoka, OK | 73 out of 100, Strong | $118.5M | 10.6% | 0.00% | vs |
| The Farmers and Merchants National Bank of FairviewBank Fairview, OK | 78 out of 100, Strong | $118.6M | 11.8% | 0.39% | vs |
Deposit insurance
Is my money safe at The First National Bank of Lindsay?
The First National Bank of Lindsay is no longer an active bank in FDIC records (since 2024).
An estimated -1.6% of deposits (−$1.6M) are above the $250,000 FDIC insurance limit, below the peer median of 23%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
Identity & history
Profile
- Legal name
- The First National Bank of Lindsay
- Type
- National bank
- FDIC certificate #
- 4134
- RSSD ID
- 296858
- Primary regulator
- OCC
- Holding company
- First Lindsay Corp
- Established
- April 2, 1902
- Headquarters
- 101 S Main St, Lindsay, OK 73052
- Employees
- 10
Quick answers
The First National Bank of Lindsay: common questions
Is The First National Bank of Lindsay FDIC insured?
The First National Bank of Lindsay is no longer an active bank in FDIC records (since 2024).
What is The First National Bank of Lindsay's TellerScore?
28 out of 100 (Low), based on its Q3 2024 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Lindsay ever failed?
FDIC records show First Nb of Lindsay failed on October 18, 2024.