TellerScore

Tucumcari Federal Savings and Loan Association (FDIC certificate #29059) is based in Tucumcari, New Mexico. Its Q2 2026 call report shows $38.4M in total assets and $29.2M in deposits and 1 office.

Tucumcari Federal Savings and Loan Association has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 45% of its 546 banks with under $100 million in assets. Among 29 banks headquartered in New Mexico, it ranks 19th. Capital cushion contributes the most (100/100, 15.22%); earnings contributes the least (24/100, 0.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.22%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.02%
Earnings24/100
Return on assets (annualized): 0.09%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 82.6% · 12.6% uninsured
Problem-loan coverage92/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 72).

TellerScore
646872Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202464
Q1 202572
Q2 202572
Q3 202571
Q4 202571
Q1 202672
Q2 202672
Tier 1 leverage ratio
5.00%10.42%15.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.52%
Q3 202414.45%
Q4 202414.82%
Q1 202515.16%
Q2 202515.58%
Q3 202515.77%
Q4 202515.84%
Q1 202615.57%
Q2 202615.22%
Noncurrent loans
0.93%1.32%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.07%
Q3 20240.97%
Q4 20241.71%
Q1 20251.02%
Q2 20251.01%
Q3 20250.93%
Q4 20250.98%
Q1 20261.01%
Q2 20261.02%
Return on assets
0.09%0.26%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.43%
Q3 20240.23%
Q4 20240.27%
Q1 20250.32%
Q2 20250.35%
Q3 20250.19%
Q4 20250.27%
Q1 20260.12%
Q2 20260.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$38.4M15.22%1.02%0.09%82.6%
Q1 202672$38.9M15.57%1.01%0.12%85.4%
Q4 202571$36.9M15.84%0.98%0.27%97.9%
Q3 202571$36.6M15.77%0.93%0.19%100.2%
Q2 202572$37.2M15.58%1.01%0.35%97.8%
Q1 202572$37.4M15.16%1.02%0.32%98.1%
Q4 202464$38.1M14.82%1.71%0.27%99.2%
Q3 202469$38.6M14.45%0.97%0.23%99.1%
Q2 202470$39.8M14.52%1.07%0.43%101.1%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.22%
70th
Total risk-based capital0.00%
27th
Problem loans1.02%
35th
Net charge-offs0.00%
58th
Return on assets0.09%
14th
Net interest margin3.33%
24th
Efficiency ratio97.7%
13th
Loans to deposits82.6%
26th
Uninsured deposits12.6%
64th
Loan-loss reserves1.09%
40th
Texas ratio4.1%
37th

Similar-size banks in New Mexico

InstitutionScoreAssetsCapitalProblem loansCompare
DSRM National BankBank Albuquerque, NM94 out of 100, Very strong$4.4M84.5%0.00%vs

Deposit insurance

Is my money safe at Tucumcari Federal Savings and Loan Association?

Yes. Tucumcari Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29059). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.6% of deposits ($3.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Tucumcari Federal Savings and Loan Association lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Tucumcari Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
29059
RSSD ID
767572
Primary regulator
OCC
Established
July 1, 1934
Headquarters
301 S 1st St, Tucumcari, NM 88401
Employees
6

Quick answers

Tucumcari Federal Savings and Loan Association: common questions

Is Tucumcari Federal Savings and Loan Association FDIC insured?

Yes. Tucumcari Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29059). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Tucumcari Federal Savings and Loan Association's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Tucumcari Federal Savings and Loan Association ever failed?

There is no failure record for FDIC certificate #29059 in the FDIC failed bank list.

How many branches does Tucumcari Federal Savings and Loan Association have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Tucumcari

InstitutionScoreAssetsCapitalProblem loansCompare
Everyone'S Federal Credit UnionCredit union Tucumcari, NM86 out of 100, Very strong$46.5M14.2%0.00%vs
Quay Schools Federal Credit UnionCredit union Tucumcari, NM83 out of 100, Strong$8.6M19.4%0.03%vs
Citizens BankBank Amarillo, TX82 out of 100, Strong$309.8M10.1%0.01%vs
The Bank of ClovisBank Clovis, NM76 out of 100, Strong$438.4M10.8%0.25%vs
UMB Bank, National AssociationBank Kansas City, MO65 out of 100, Moderate$71.9B8.9%0.34%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs