New Mexico · Q2 2026 call reports
Safest banks & credit unions in New Mexico
29 banks and 37 credit unions are headquartered in New Mexico, holding $32.0B in deposits. Including out-of-state institutions, there are 523 branch locations in the state. The highest-scoring New Mexico-based bank is First New Mexico Bank of Silver City (95/100); highest-scoring credit union is Chaves County School Employees Credit Union (100/100). The median score across all of them is 75.
- Banks
- 29
- Credit unions
- 37
- Branches
- 523
- Failures since 1934
- 32latest Jan 28, 2011
29 headquartered here
New Mexico banks ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| First New Mexico Bank of Silver CityBank Silver City | 95 out of 100, Very strong | $147.5M | 14.3% | 0.16% |
| DSRM National BankBank Albuquerque | 94 out of 100, Very strong | $4.4M | 84.5% | 0.00% |
| First New Mexico BankBank Deming | 91 out of 100, Very strong | $275.1M | 14.7% | 0.16% |
| First State BankBank Socorro | 84 out of 100, Strong | $188.0M | 14.3% | 0.03% |
| American Heritage BankBank Clovis | 83 out of 100, Strong | $153.2M | 11.1% | 0.22% |
| Western BankBank Lordsburg | 82 out of 100, Strong | $325.9M | 12.2% | 0.64% |
| Main BankBank Albuquerque | 82 out of 100, Strong | $245.2M | 11.5% | 0.00% |
| Western BankBank Artesia | 81 out of 100, Strong | $350.5M | 11.1% | 0.00% |
| Community 1st Bank Las VegasBank Las Vegas | 81 out of 100, Strong | $293.9M | 10.0% | 0.03% |
| First American BankBank Artesia | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% |
| The Citizens BankBank Farmington | 80 out of 100, Strong | $804.3M | 9.1% | 0.02% |
| The Citizens Bank of ClovisBank Clovis | 80 out of 100, Strong | $493.1M | 12.2% | 0.04% |
| Centinel Bank of TaosBank Taos | 79 out of 100, Strong | $424.8M | 9.2% | 0.00% |
| Citizens Bank of Las CrucesBank Las Cruces | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% |
| The Bank of ClovisBank Clovis | 76 out of 100, Strong | $438.4M | 10.8% | 0.25% |
| CNB BankBank Carlsbad | 75 out of 100, Strong | $1.1B | 9.7% | 0.09% |
| Four Corners Community BankBank Farmington | 75 out of 100, Strong | $662.3M | 9.6% | 0.35% |
| Pioneer BankBank Roswell | 73 out of 100, Strong | $1.1B | 12.3% | 1.71% |
| Tucumcari Federal Savings and Loan AssociationBank Tucumcari | 72 out of 100, Strong | $38.4M | 15.2% | 1.02% |
| First New Mexico Bank, Las CrucesBank Las Cruces | 68 out of 100, Moderate | $171.9M | 13.1% | 2.31% |
| The James Polk Stone Community BankBank Portales | 66 out of 100, Moderate | $443.8M | 10.0% | 1.41% |
| Valley Bank of CommerceBank Roswell | 64 out of 100, Moderate | $304.1M | 14.5% | 3.32% |
| Bank of the SouthwestBank Roswell | 64 out of 100, Moderate | $176.3M | 9.4% | 0.73% |
| InBankBank Raton | 62 out of 100, Moderate | $1.4B | 11.5% | 1.31% |
| Century BankBank Santa Fe | 61 out of 100, Moderate | $1.4B | 10.3% | 1.07% |
| Southwest Capital BankBank Albuquerque | 61 out of 100, Moderate | $482.9M | 10.8% | 1.66% |
| Western Commerce BankBank Carlsbad | 51 out of 100, Below average | $863.5M | 8.8% | 2.30% |
| Lea County State BankBank Hobbs | 49 out of 100, Below average | $738.3M | 9.2% | 3.61% |
| First National BankBank Alamogordo | 42 out of 100, Below average | $452.8M | 10.3% | 5.29% |
37 headquartered here
New Mexico credit unions ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Chaves County School Employees Credit UnionCredit union Roswell | 100 out of 100, Very strong | $40.1M | 20.9% | 0.00% |
| Mt Taylor Federal Credit UnionCredit union Milan | 100 out of 100, Very strong | $2.2M | 18.6% | 0.00% |
| Otero Federal Credit UnionCredit union Alamogordo | 95 out of 100, Very strong | $535.3M | 15.5% | 0.26% |
| Cuba Credit UnionCredit union Cuba | 91 out of 100, Very strong | $23.5M | 18.4% | 0.00% |
| Deming Schools Employees Credit UnionCredit union Deming | 88 out of 100, Very strong | $5.4M | 24.8% | 0.11% |
| Estacado Federal Credit UnionCredit union Hobbs | 87 out of 100, Very strong | $120.0M | 14.1% | 0.73% |
| Cannon Federal Credit UnionCredit union Clovis | 87 out of 100, Very strong | $101.7M | 13.7% | 0.06% |
| White Sands Federal Credit UnionCredit union Las Cruces | 86 out of 100, Very strong | $413.8M | 13.2% | 0.11% |
| Everyone'S Federal Credit UnionCredit union Tucumcari | 86 out of 100, Very strong | $46.5M | 14.2% | 0.00% |
| Roswell Community Federal Credit UnionCredit union Roswell | 83 out of 100, Strong | $50.3M | 16.8% | 1.39% |
| Quay Schools Federal Credit UnionCredit union Tucumcari | 83 out of 100, Strong | $8.6M | 19.4% | 0.03% |
| Artesia Credit UnionCredit union Artesia | 81 out of 100, Strong | $172.7M | 16.1% | 1.08% |
| Financial Security Credit UnionCredit union Carlsbad | 81 out of 100, Strong | $63.6M | 16.6% | 0.69% |
| Eddy Federal Credit UnionCredit union Carlsbad | 80 out of 100, Strong | $61.8M | 18.3% | 0.00% |
| Questa Credit UnionCredit union Questa | 78 out of 100, Strong | $32.6M | 23.3% | 2.08% |
| Sandia Area Federal Credit UnionCredit union Albuquerque | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% |
| Four Corners Federal Credit UnionCredit union Kirtland | 75 out of 100, Strong | $14.8M | 20.9% | 0.08% |
| Internationalites Federal Credit UnionCredit union Carlsbad | 75 out of 100, Strong | $11.7M | 17.2% | 0.20% |
| Railroad Employees Credit UnionCredit union Belen | 74 out of 100, Strong | $79.9M | 10.8% | 0.51% |
| U-1st Community Federal Credit UnionCredit union Carlsbad | 74 out of 100, Strong | $9.3M | 14.4% | 0.24% |
| Kirtland Federal Credit UnionCredit union Albuquerque | 71 out of 100, Strong | $1.1B | 12.4% | 0.79% |
| Los Alamos Schools Credit UnionCredit union Los Alamos | 71 out of 100, Strong | $32.4M | 11.7% | 0.74% |
| High Desert Community Credit UnionCredit union Aztec | 69 out of 100, Moderate | $18.3M | 12.9% | 1.95% |
| Guadalupe Credit UnionCredit union Santa Fe | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% |
| Northern New Mexico School Employee Federal Credit UnionCredit union Santa Fe | 68 out of 100, Moderate | $44.5M | 12.5% | 1.82% |
| Del Norte Credit UnionCredit union Los Alamos | 66 out of 100, Moderate | $1.5B | 9.4% | 0.45% |
| Jemez Valley Credit UnionCredit union Jemez Springs | 66 out of 100, Moderate | $27.3M | 12.6% | 1.00% |
| Zia Credit UnionCredit union Los Alamos | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% |
| The Florist Federal Credit UnionCredit union Roswell | 64 out of 100, Moderate | $7.1M | 15.1% | 1.90% |
| Rincones Presbyterian Credit UnionCredit union Chacon | 64 out of 100, Moderate | $6.5M | 10.3% | 1.55% |
| Nusenda Federal Credit UnionCredit union Albuquerque | 62 out of 100, Moderate | $5.0B | 9.2% | 0.79% |
| Sunward Federal Credit UnionCredit union Albuquerque | 60 out of 100, Moderate | $4.6B | 8.9% | 0.40% |
| Rio Grande Credit UnionCredit union Albuquerque | 60 out of 100, Moderate | $666.0M | 9.1% | 0.86% |
| First Financial Credit UnionCredit union Albuquerque | 50 out of 100, Below average | $1.1B | 8.1% | 1.40% |
| State Employees Credit UnionCredit union Santa Fe | 46 out of 100, Below average | $1.3B | 11.4% | 4.46% |
| Loco Credit UnionCredit union Alamogordo | 46 out of 100, Below average | $60.8M | 12.9% | 3.20% |
| U.S. Eagle Federal Credit UnionCredit union Albuquerque | 21 out of 100, Low | $1.5B | 7.8% | 6.91% |
Branch networks
Out-of-state institutions with the most New Mexico branches
| Institution | Score | Assets | Capital | Problem loans | NM branches |
|---|---|---|---|---|---|
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | 53 |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | 21 |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | 21 |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | 20 |
| First National Bank TexasBank Killeen, TX | 64 out of 100, Moderate | $4.6B | 9.1% | 1.23% | 19 |
| WaFd BankBank Seattle, WA | 61 out of 100, Moderate | $27.6B | 9.2% | 0.63% | 18 |
| Bank of America, National AssociationBank Charlotte, NC | 59 out of 100, Moderate | $2.7T | 7.1% | 0.65% | 16 |
| BOKF, National AssociationBank Tulsa, OK | 64 out of 100, Moderate | $53.0B | 9.3% | 0.54% | 13 |
| PNC Bank, National AssociationBank Wilmington, DE | 62 out of 100, Moderate | $609.8B | 9.0% | 0.74% | 12 |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | 9 |
| Sunflower Bank, National AssociationBank Dallas, TX | 51 out of 100, Below average | $15.7B | 10.3% | 1.63% | 9 |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | 7 |
| Enterprise Bank & TrustBank Clayton, MO | 61 out of 100, Moderate | $17.4B | 9.9% | 0.98% | 6 |
| United Business BankBank Walnut Creek, CA | 60 out of 100, Moderate | $2.6B | 11.7% | 0.47% | 5 |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | 4 |
| Firstlight Federal Credit UnionCredit union El Paso, TX | 68 out of 100, Moderate | $1.6B | 10.3% | 0.48% | 3 |
| Tbk Bank, SSBBank Dallas, TX | 52 out of 100, Below average | $7.4B | 9.9% | 1.65% | 2 |
| Southwest Heritage BankBank Scottsdale, AZ | 73 out of 100, Strong | $892.8M | 13.4% | 0.67% | 2 |
| First-Citizens Bank & Trust CompanyBank Raleigh, NC | 58 out of 100, Moderate | $236.3B | 9.7% | 1.12% | 2 |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | 2 |
| Busey BankBank Champaign, IL | 74 out of 100, Strong | $18.1B | 12.4% | 0.51% | 1 |
| Capra BankBank Dubuque, IA | 68 out of 100, Moderate | $1.3B | 8.9% | 0.00% | 1 |
| Delancey Street Federal Credit UnionCredit union San Francisco, CA | 81 out of 100, Strong | $528K | 26.8% | 0.00% | 1 |
| Navy Federal Credit UnionCredit union Vienna, VA | 66 out of 100, Moderate | $204.4B | 11.7% | 1.58% | 1 |
| WestStar BankBank El Paso, TX | 80 out of 100, Strong | $3.3B | 12.3% | 0.00% | 1 |
13 city pages
Banks by city in New Mexico
- Albuquerque 34 institutions · 143 branches
- Santa Fe 20 institutions · 45 branches
- Las Cruces 20 institutions · 40 branches
- Rio Rancho 17 institutions · 20 branches
- Farmington 11 institutions · 20 branches
- Roswell 12 institutions · 19 branches
- Carlsbad 11 institutions · 18 branches
- Clovis 11 institutions · 14 branches
- Hobbs 9 institutions · 12 branches
- Alamogordo 10 institutions · 10 branches
- Los Lunas 10 institutions · 10 branches
- Ruidoso 8 institutions · 8 branches
- Tucumcari 7 institutions · 8 branches
70 smaller places (below our 5-institution, 8-branch threshold for a separate page)
These places don't get a separate page; here is what's there.
- Espanola: 7 branches of 6 institutions
- Silver City: 7 branches of 6 institutions
- Gallup: 7 branches of 6 institutions
- Los Alamos: 7 branches of 7 institutions
- Belen: 6 branches of 5 institutions
- Las Vegas: 6 branches of 5 institutions
- Artesia: 5 branches of 5 institutions
- Taos: 5 branches of 4 institutions
- Bernalillo: 5 branches of 5 institutions
- Portales: 5 branches of 5 institutions
- Grants: 4 branches of 3 institutions
- Socorro: 4 branches of 4 institutions
- Deming: 4 branches of 4 institutions
- Questa: 4 branches of 2 institutions
- Lovington: 4 branches of 4 institutions
- Mora: 3 branches of 3 institutions
- Raton: 3 branches of 3 institutions
- Clayton: 3 branches of 3 institutions
- Truth Or Consequences: 3 branches of 3 institutions
- Aztec: 3 branches of 3 institutions
- Anthony: 3 branches of 3 institutions
- Cuba: 2 branches of 2 institutions
- Angel Fire: 2 branches of 2 institutions
- Bloomfield: 2 branches of 2 institutions
- Hatch: 2 branches of 2 institutions
- Kirtland: 2 branches of 2 institutions
- Moriarty: 2 branches of 2 institutions
- Santa Rosa: 2 branches of 2 institutions
- Tularosa: 2 branches of 2 institutions
- White Rock: 2 branches of 2 institutions
- Logan: 1 branch of 1 institution
- Lordsburg: 1 branch of 1 institution
- Fort Sumner: 1 branch of 1 institution
- Eunice: 1 branch of 1 institution
- Loving: 1 branch of 1 institution
- El Prado: 1 branch of 1 institution
- Magdalena: 1 branch of 1 institution
- Melrose: 1 branch of 1 institution
- Elephant Butte: 1 branch of 1 institution
- Zuni: 1 branch of 1 institution
- Mountainair: 1 branch of 1 institution
- Ohkay Owingeh: 1 branch of 1 institution
- Pecos: 1 branch of 1 institution
- Pinehill: 1 branch of 1 institution
- Edgewood: 1 branch of 1 institution
- Dulce: 1 branch of 1 institution
- Dexter: 1 branch of 1 institution
- Des Moines: 1 branch of 1 institution
- Cloudcroft: 1 branch of 1 institution
- Cimarron: 1 branch of 1 institution
- Chaparral: 1 branch of 1 institution
- Vaughn: 1 branch of 1 institution
- Santa Teresa: 1 branch of 1 institution
- San Ysidro: 1 branch of 1 institution
- Shiprock: 1 branch of 1 institution
- Chama: 1 branch of 1 institution
- Chacon: 1 branch of 1 institution
- Springer: 1 branch of 1 institution
- Cedar Crest: 1 branch of 1 institution
- Tatum: 1 branch of 1 institution
- Texico: 1 branch of 1 institution
- Tierra Amarilla: 1 branch of 1 institution
- Tijeras: 1 branch of 1 institution
- Cannon AFB: 1 branch of 1 institution
- Tse Bonito: 1 branch of 1 institution
- Jal: 1 branch of 1 institution
- Jemez Springs: 1 branch of 1 institution
- Bayard: 1 branch of 1 institution
- Holloman AFB: 1 branch of 1 institution
- Hagerman: 1 branch of 1 institution
FDIC records
Recent bank failures in New Mexico
- First Community Bank, Taos — January 28, 2011; deposits assumed by U.S. Bank, National Association
- High Desert State Bank, Albuquerque — June 25, 2010; deposits assumed by First American Bank
- Charter Bank, Santa Fe — January 22, 2010; deposits assumed by Charter Bank
- Zia New Mexico Bank, Tucumcari — April 23, 1999; deposits assumed by First National Bank of New
- Liberty National Bank, Lovington — May 23, 1991; deposits assumed by Western Commerce Bank
- Security Fs & LA of Albuquerque, Albuquerque — May 3, 1991; deposits assumed by Branch Sale
- Southwest National Bank, Albuquerque — February 21, 1991; deposits assumed by The Bank of New Mexico, Spr
- American Bank, National Association, Rio Rancho — January 22, 1991; deposits assumed by United New Mexico Bank at a