Side-by-side · Q2 2026 data
Banner Bank vs Potlatch No. 1 Financial Credit Union
Metric by metric
| Measure | Banner Bank | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 39 |
| Loan quality | 85 | 87 (stronger) |
| Earnings | 72 (stronger) | 50 |
| Funding & liquidity | 55 | 65 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 79th | 30th |
| Total assets | $16.6B | $2.2B |
| Deposits / shares | $13.9B | $1.8B |
| Capital ratio | 11.15% (stronger) | 8.87% |
| Problem loans | 0.46% | 0.40% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.50% |
| Return on assets | 1.31% (stronger) | 0.76% |
| Loans ÷ deposits | 85.4% (stronger) | 95.6% |
| Uninsured deposits | 32.5% | 10.0% (stronger) |
| Offices | 154 | 28 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | 13.4% |
Banner Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 5 and Potlatch No. 1 Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.