Side-by-side · Q2 2026 data
Capital Educators Federal Credit Union vs Potlatch No. 1 Financial Credit Union
Credit union
Capital Educators Federal Credit Union
Meridian, Idaho · $1 billion – $10 billion
Metric by metric
| Measure | Capital Educators Federal Credit Union | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 49 | 62 (stronger) |
| Capital cushion | 34 | 39 (stronger) |
| Loan quality | 66 | 87 (stronger) |
| Earnings | 32 | 50 (stronger) |
| Funding & liquidity | 59 | 65 (stronger) |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 5th | 30th |
| Total assets | $1.4B | $2.2B |
| Deposits / shares | $1.0B | $1.8B |
| Capital ratio | 8.41% | 8.87% (stronger) |
| Problem loans | 1.03% | 0.40% (stronger) |
| Net charge-offs | 0.71% | 0.50% (stronger) |
| Return on assets | 0.29% | 0.76% (stronger) |
| Loans ÷ deposits | 101.0% | 95.6% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 10.0% |
| Offices | 4 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 13.4% |
Potlatch No. 1 Financial Credit Union has the higher TellerScore (62 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Capital Educators Federal Credit Union leads on 1 and Potlatch No. 1 Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.