Side-by-side · Q2 2026 data
Capital Educators Federal Credit Union vs Westmark Credit Union
Credit union
Capital Educators Federal Credit Union
Meridian, Idaho · $1 billion – $10 billion
Metric by metric
| Measure | Capital Educators Federal Credit Union | Westmark Credit Union |
|---|---|---|
| TellerScore | 49 | 57 (stronger) |
| Capital cushion | 34 (stronger) | 31 |
| Loan quality | 66 | 90 (stronger) |
| Earnings | 32 | 38 (stronger) |
| Funding & liquidity | 59 (stronger) | 56 |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 5th | 17th |
| Total assets | $1.4B | $1.7B |
| Deposits / shares | $1.0B | $1.4B |
| Capital ratio | 8.41% (stronger) | 8.11% |
| Problem loans | 1.03% | 0.30% (stronger) |
| Net charge-offs | 0.71% | 0.55% (stronger) |
| Return on assets | 0.29% | 0.46% (stronger) |
| Loans ÷ deposits | 101.0% (stronger) | 104.3% |
| Uninsured deposits | 3.3% (stronger) | 10.5% |
| Offices | 4 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 20.0% |
Westmark Credit Union has the higher TellerScore (57 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Capital Educators Federal Credit Union leads on 3 and Westmark Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.