Side-by-side · Q2 2026 data
Idaho Central Credit Union vs Potlatch No. 1 Financial Credit Union
Metric by metric
| Measure | Idaho Central Credit Union | Potlatch No. 1 Financial Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 33 | 39 (stronger) |
| Loan quality | 85 | 87 (stronger) |
| Earnings | 66 (stronger) | 50 |
| Funding & liquidity | 57 | 65 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 42nd | 30th |
| Total assets | $15.5B | $2.2B |
| Deposits / shares | $13.6B | $1.8B |
| Capital ratio | 8.33% | 8.87% (stronger) |
| Problem loans | 0.46% | 0.40% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.50% |
| Return on assets | 1.15% (stronger) | 0.76% |
| Loans ÷ deposits | 101.4% | 95.6% (stronger) |
| Uninsured deposits | 16.7% | 10.0% (stronger) |
| Offices | 22 | 28 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 6.9 | — |
| Mortgage denial rate (HMDA) | 17.8% | 13.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Idaho Central Credit Union leads on 2 and Potlatch No. 1 Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.