American Baptist Association Credit Union is a federally insured state-chartered credit union headquartered in Angleton, Texas, in business for about 56 years. At the end of Q2 2026 it reported $1.8M in total assets and $1.6M in member shares and deposits, with 3 offices.
American Baptist Association Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 297th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -1.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (63 → 60), mostly because the capital cushion component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 65 |
| Q2 2025 | 63 |
| Q3 2025 | 63 |
| Q4 2025 | 63 |
| Q1 2026 | 59 |
| Q2 2026 | 60 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.92% |
| Q3 2024 | 11.76% |
| Q4 2024 | 11.84% |
| Q1 2025 | 10.07% |
| Q2 2025 | 9.51% |
| Q3 2025 | 9.53% |
| Q4 2025 | 9.23% |
| Q1 2026 | 8.84% |
| Q2 2026 | 8.44% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.03% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.72% |
| Q1 2025 | -0.68% |
| Q2 2025 | -0.50% |
| Q3 2025 | -0.53% |
| Q4 2025 | -0.72% |
| Q1 2026 | -1.61% |
| Q2 2026 | -1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $1.8M | 8.44% | 0.00% | -1.41% | 61.1% |
| Q1 2026 | 59 | $1.8M | 8.84% | 0.14% | -1.61% | 65.0% |
| Q4 2025 | 63 | $1.8M | 9.23% | 0.00% | -0.72% | 58.0% |
| Q3 2025 | 63 | $1.8M | 9.53% | 0.00% | -0.53% | 61.8% |
| Q2 2025 | 63 | $1.8M | 9.51% | 0.00% | -0.50% | 62.2% |
| Q1 2025 | 65 | $1.7M | 10.07% | 0.00% | -0.68% | 64.8% |
| Q4 2024 | 77 | $1.5M | 11.84% | 0.00% | 0.72% | 81.7% |
| Q3 2024 | 77 | $1.5M | 11.76% | 0.00% | 0.86% | 91.1% |
| Q2 2024 | 76 | $1.6M | 10.92% | 0.00% | 1.03% | 89.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Highway Employees Credit UnionCredit union Tyler, TX | 81 out of 100, Strong | $1.8M | 29.2% | 0.04% | vs |
| St. Luke'S Community Federal Credit UnionCredit union Houston, TX | 53 out of 100, Below average | $1.9M | 11.7% | 3.03% | vs |
| Salt Employees Federal Credit UnionCredit union Grand Saline, TX | 77 out of 100, Strong | $1.5M | 44.7% | 0.00% | vs |
| W T N M Atlantic Federal Credit UnionCredit union Denver City, TX | 63 out of 100, Moderate | $2.1M | 21.2% | 6.76% | vs |
| Brentwood Baptist Church Federal Credit UnionCredit union Houston, TX | 35 out of 100, Low | $1.3M | 7.8% | 2.21% | vs |
| Faith CooperativeCredit union Dallas, TX | 68 out of 100, Moderate | $2.3M | 27.5% | 4.50% | vs |
Deposit insurance
Is my money safe at American Baptist Association Credit Union?
Yes. American Baptist Association Credit Union is a federally insured credit union (NCUA charter #67622). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.44%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
American Baptist Association Credit Union lists 3 offices in 2 cities. Most locations:
- Angleton, TX (2)
- Houston, TX (1)
Identity & history
Profile
- Legal name
- American Baptist Association Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67622
- RSSD ID
- 494793
- Primary regulator
- State + NCUA
- Established
- 1970
- Headquarters
- PO Box 489, Angleton, TX 77516
- Employees
- 1
Quick answers
American Baptist Association Credit Union: common questions
Is American Baptist Association Credit Union NCUA insured?
Yes. American Baptist Association Credit Union is a federally insured credit union (NCUA charter #67622). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is American Baptist Association Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does American Baptist Association Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Angleton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Old Ocean Federal Credit UnionCredit union Sweeny, TX | 98 out of 100, Very strong | $41.6M | 20.5% | 0.24% | vs |
| NewFirst National BankBank El Campo, TX | 84 out of 100, Strong | $934.9M | 12.5% | 0.21% | vs |
| SouthStar Bank, S.S.B.Bank Moulton, TX | 77 out of 100, Strong | $1.4B | 13.3% | 0.62% | vs |
| Chocolate Bayou Community Federal Credit UnionCredit union Alvin, TX | 77 out of 100, Strong | $158.1M | 12.9% | 0.77% | vs |
| Texas Gulf Bank, National AssociationBank Houston, TX | 76 out of 100, Strong | $726.9M | 12.0% | 0.00% | vs |
| HomeTown Bank, National AssociationBank Galveston, TX | 75 out of 100, Strong | $990.4M | 11.3% | 0.04% | vs |