Faith Cooperative is a federal credit union headquartered in Dallas, Texas, in business for about 67 years. At the end of Q2 2026 it reported $2.3M in total assets and $1.7M in member shares and deposits, with 2 offices.
Faith Cooperative has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 238th. Capital cushion contributes the most (100/100, 27.49%); loan quality contributes the least (0/100, 4.50%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 20 points (88 → 68), mostly because the loan quality component weakened by 76 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 82 |
| Q4 2024 | 96 |
| Q1 2025 | 96 |
| Q2 2025 | 88 |
| Q3 2025 | 94 |
| Q4 2025 | 85 |
| Q1 2026 | 83 |
| Q2 2026 | 68 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.24% |
| Q3 2024 | 20.40% |
| Q4 2024 | 21.52% |
| Q1 2025 | 22.48% |
| Q2 2025 | 25.09% |
| Q3 2025 | 23.69% |
| Q4 2025 | 25.01% |
| Q1 2026 | 26.11% |
| Q2 2026 | 27.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.49% |
| Q3 2024 | 1.39% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.00% |
| Q4 2025 | 1.03% |
| Q1 2026 | 1.37% |
| Q2 2026 | 4.50% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.29% |
| Q3 2024 | 2.67% |
| Q4 2024 | 3.04% |
| Q1 2025 | 3.97% |
| Q2 2025 | 4.26% |
| Q3 2025 | 3.80% |
| Q4 2025 | 3.70% |
| Q1 2026 | 3.97% |
| Q2 2026 | 3.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $2.3M | 27.49% | 4.50% | 3.95% | 93.4% |
| Q1 2026 | 83 | $2.3M | 26.11% | 1.37% | 3.97% | 93.7% |
| Q4 2025 | 85 | $2.3M | 25.01% | 1.03% | 3.70% | 97.0% |
| Q3 2025 | 94 | $2.4M | 23.69% | 0.00% | 3.80% | 99.3% |
| Q2 2025 | 88 | $2.2M | 25.09% | 0.72% | 4.26% | 97.3% |
| Q1 2025 | 96 | $2.3M | 22.48% | 0.00% | 3.97% | 85.9% |
| Q4 2024 | 96 | $2.3M | 21.52% | 0.00% | 3.04% | 89.3% |
| Q3 2024 | 82 | $2.3M | 20.40% | 1.39% | 2.67% | 99.1% |
| Q2 2024 | 66 | $2.3M | 20.24% | 4.49% | 3.29% | 97.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lehrer Interests Credit UnionCredit union Garwood, TX | 86 out of 100, Very strong | $2.3M | 21.4% | 0.00% | vs |
| W T N M Atlantic Federal Credit UnionCredit union Denver City, TX | 63 out of 100, Moderate | $2.1M | 21.2% | 6.76% | vs |
| Navarro Credit UnionCredit union Corsicana, TX | 53 out of 100, Below average | $2.7M | 42.7% | 3.18% | vs |
| St. Luke'S Community Federal Credit UnionCredit union Houston, TX | 53 out of 100, Below average | $1.9M | 11.7% | 3.03% | vs |
| Sp Trainmen Federal Credit UnionCredit union Houston, TX | 31 out of 100, Low | $2.7M | 9.8% | 26.03% | vs |
| Jafari No-Interest Credit UnionCredit union Houston, TX | 100 out of 100, Very strong | $2.7M | 21.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Faith Cooperative?
Yes. Faith Cooperative is a federally insured credit union (NCUA charter #12859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 27.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Faith Cooperative lists 2 offices in 1 city. Most locations:
- Dallas, TX (2)
Identity & history
Profile
- Legal name
- Faith Cooperative
- Type
- Federal credit union
- NCUA charter #
- 12859
- RSSD ID
- 460985
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- P O Box 397538, Dallas, TX 75339
- Employees
- 2
Quick answers
Faith Cooperative: common questions
Is Faith Cooperative NCUA insured?
Yes. Faith Cooperative is a federally insured credit union (NCUA charter #12859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Faith Cooperative's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Faith Cooperative have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX | 97 out of 100, Very strong | $18.5M | 20.1% | 0.00% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Seagoville Federal Credit UnionCredit union Seagoville, TX | 89 out of 100, Very strong | $15.8M | 21.6% | 0.21% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |