TellerScore

B V M S N Federal Credit Union is a federal credit union headquartered in Walnutport, Pennsylvania, in business for about 66 years. At the end of Q2 2026 it reported $1.7M in total assets and $1.3M in member shares and deposits.

B V M S N Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 58th. Capital cushion contributes the most (100/100, 22.24%); earnings contributes the least (36/100, 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.24%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings36/100
Return on assets (annualized): 0.41%
Funding & liquidity100/100
Loans ÷ shares: 15.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (90 → 87), mostly because the earnings component weakened by 16 points.

TellerScore
848790Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202485
Q1 202590
Q2 202590
Q3 202590
Q4 202587
Q1 202689
Q2 202687
Net worth ratio
7.00%14.62%22.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.13%
Q3 202417.63%
Q4 202418.48%
Q1 202519.35%
Q2 202520.69%
Q3 202521.37%
Q4 202521.35%
Q1 202622.05%
Q2 202622.24%
Delinquent loans (60+ days)
0.00%0.13%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.18%
Q4 20240.13%
Q1 20250.04%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.21%0.51%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.35%
Q4 20240.21%
Q1 20250.72%
Q2 20250.81%
Q3 20250.73%
Q4 20250.34%
Q1 20260.61%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$1.7M22.24%0.00%0.41%15.0%
Q1 202689$1.7M22.05%0.00%0.61%17.4%
Q4 202587$1.7M21.35%0.00%0.34%19.8%
Q3 202590$1.7M21.37%0.00%0.73%22.7%
Q2 202590$1.8M20.69%0.00%0.81%24.5%
Q1 202590$1.9M19.35%0.04%0.72%24.8%
Q4 202485$1.9M18.48%0.13%0.21%30.1%
Q3 202485$2.0M17.63%0.18%0.35%31.8%
Q2 202484$2.2M16.13%0.25%0.28%29.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.24%
83rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.41%
37th
Loans to deposits15.0%
97th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Berylco Employees' Credit UnionCredit union Hamburg, PA87 out of 100, Very strong$1.7M61.1%0.00%vs
Paper Converters Local 286/1034 Federal Credit UnionCredit union Philadelphia, PA65 out of 100, Moderate$1.8M7.6%0.28%vs
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
East End Food CooperativeCredit union Pittsburgh, PA57 out of 100, Moderate$2.0M10.6%6.03%vs
Bradford Area School Employees Federal Credit UnionCredit union Bradford, PA90 out of 100, Very strong$1.1M22.9%0.12%vs
Mt Pleasant Area School Emp Federal Credit UnionCredit union Mount Pleasant, PA97 out of 100, Very strong$2.3M25.4%0.00%vs

Deposit insurance

Is my money safe at B V M S N Federal Credit Union?

Yes. B V M S N Federal Credit Union is a federally insured credit union (NCUA charter #13821). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
B V M S N Federal Credit Union
Type
Federal credit union
NCUA charter #
13821
RSSD ID
559085
Primary regulator
NCUA
Established
1960
Headquarters
1152 Oak Rd, Walnutport, PA 18088

Quick answers

B V M S N Federal Credit Union: common questions

Is B V M S N Federal Credit Union NCUA insured?

Yes. B V M S N Federal Credit Union is a federally insured credit union (NCUA charter #13821). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is B V M S N Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.